1300 974 066

4 Wheels and a Seat X Savvy

100% free. No impact on your credit score

How does car finance work with Savvy?

Fill out our car loan enquiry form where we’ll get some basic details from you such as how much you’re looking to borrow and for how long, your credit history, employment, residency status and your living situation.

We’ll assess your enquiry and match you with a lender that will provide you with car finance that best suits your circumstances. Savvy will not perform a hard credit check either. Unlike a bank we can perform a soft credit check to see what interest rates you qualify for.

Whether you’ve already been to the dealership and are ready to purchase a vehicle or you’re checking to see how much you could borrow, the starting point is the same. So don’t worry if you aren’t quite ready to buy.

Get a free car finance quote

Why apply for a car loan with Savvy?

Fast & easy application

Apply online and submit and sign all your documents digitally. We can assess your profile with a soft credit check, so your score isn't impacted.

Trusted since 2010

With 15+ years of experience and a 4.9-star customer service rating on Feefo, we've helped thousands of Aussies find their ideal car loan.

Unbeatable rates & choices

Access 40+ lending partners nationwide. We compare providers to find the most competitive interest rates tailored to your profile.

4 Wheels and a Seat x Savvy collaboration

Some of our approved lenders

Westpac car insurance

5/5

definitely recommend charles

charles was excellent, patient, knowledgeable, and respectful from the beginning. i will only work with charles from now on due to how good of an experience i had with him.

5/5

Passionate and professional

Our broker Simone. Was amazing. So helpful and understanding. Friendly and has the ability to have a laugh when we felt anxious. Could not have had a better broker ever. Her professionalism and passion in helping others made us feel relaxed and at ease. Thank you again massively Bridge Family LDV90

Colin Bridge

5/5

Great work Jake

Jake was excellent through the whole process.Explained everything well and let me know what was happening. I would recommend his work for anyone looking for finance.

Steven Patrick

5/5

Customer Feedback

Mary was amazing! Kept me informed throughout the process, which was much quicker and easier than I imagined it would be. Took the stress out of the whole thing. Thanks again Mary.

5/5

It was great, Peta was very helpful.

5/5

I stumbled upon Simon purely by accident and it was the best accident! Simon was very knowledgeable and easy to talk to regarding our car loan. We encounter a number of issues with our car dealership that Simon guided us through in a calm and supportive manner. Would 100% recommend Simon to anyone else and go back to him in the future.

Angela Muir

5/5

The best service

The best service ever. Always on touch with me, updates me on everything that was happening and if I needed any help the support was there. Thanks Ezra best services.

5/5

Made it easy to get finance

Jim was very easy to deal with , nothing was a problem. Communication was excellent. Will definitely recommend Jim

Tony Maugeri

5/5

Customer Feedback

Highly recommend Novina as she was very efficient in helping me acquire my first ever car loan. She constantly kept me updated with the process and explained everything in perfect detail so it was easy for me to understand. I received an approval and the car loan very quickly! Will be coming back to Novina for my next loan!

Laetitia Connelly

5/5

savvy being absolutely incredible, adrienne moore

this was absolutely insane how quick and efficient adrienne was with our loan. we got a personal loan and it took technically all together 48 hours and 24 hours for it to be approved for the money to hit the bank , and instantly when it was approved. the way we were treated like humans with care , patience was amazing and to learn so much and help us while driving blind first time was amazing !! thank you guys so much for your support and definitely will be trusted again!!! first place i would come too

Spencer Elton

5/5

Great experience with Novina finding the best loan!

I had a great experience with Novina who really worked hard to find me the best loan for a brand new car. She really made sure to understand what I valued and came up with a couple of options and we settled on the one with better terms for my situation being a solo mum. Thanks so much, highly recommend!

A Rasmussen

5/5

Excellent customer service 👏

Very Happy with my loan, it was excellent customer service. Also help me find my dream car. 😀

Dale Caulfield

Savvy is rated 4.9 for customer satisfaction by 5084 customers.

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