Coles Car Insurance

This type of cover is a step down from comprehensive car insurance, offering protections against damage sustained due to theft and fire, as well as damage to other vehicles and property. Coles’ Third Party Fire and Theft Insurance has the following inclusions:

• If you cause damage to another person’s car or property while using your car, attached trailer or caravan (subject to assessment), coverage is provided up to $20 million
• Damage caused by uninsured drivers is covered up to $3,000
• Whether your car is found or not, coverage is provided for a stolen car
• Towing and storage costs are covered if your car is involved in an insured event or recovered after theft
• Coverage is provided for damage to your car resulting from fire
• Temporary cover is available for a change of car, allowing you to update your policy with a similar replacement car without the need to cancel or reapply

This is the most basic form of optional car insurance available, designed to cover damage your vehicle causes to other people’s property, rather than to your own vehicle. Coles’ Third Party Property Damage Insurance policy offers the following inclusions:

• Coverage is provided up to $20 million for damage to another person’s car or property if caused while using your car, attached trailer or caravan (subject to assessment)
• Damage caused by uninsured drivers is covered up to $3,000
• Change of car temporary cover allows you to update your policy with a similar replacement car without the need to cancel or reapply