Compare boat loans from 40+ lenders with Savvy & save.

Whether you’re setting out on a dinghy, powerboat or yacht, you should always have the right boat finance deal to match.

100% free. No impact on your credit score

Compare boat loans from 40+ lenders with Savvy & save.

Over 150 satisfied boat loan customers

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Savvy is rated 4.9 for customer satisfaction by 155 customers.
Feefo logo

Happy customers with surfboard at beach

WHY AUSTRALIANS TRUST SAVVY

  • We're FBAA-accredited

    Savvy is accredited with FBAA, giving you peace of mind that you're making an informed choice when it comes to your loan.

  • Over a decade of finance experience

    For over a decade, Savvy has helped individuals and businesses across Australia secure finance for cars, trucks, bikes, boats and more.

  • Thousands of satisfied customers

    We're one of the most trusted brokers in Australia, with an average customer satisfaction rating of 4.9 stars on Feefo.

Some of our approved boat loan lenders

Automotive Financial Services Logo
Pepper Money logo
logo money3
firstmac logo
Now Finance Logo
liberty financial logo
Dynamoney
Branded Financial Services Logo
Westpac car insurance
Capital finance logo
Moula logo
prospa logo
RACV logo
Bank of Queensland logo
Angle Finance Logo

Why apply for a boat loan with Savvy

Have the hard work done for you

Once you tell us about yourself and the loan you're after, we'll compare offers for you and prepare your formal application.

Trusted lender panel

We're partnered with some Australia's leading lenders to bring you a range of competitive offers to compare in one place.

Award-winning service

We're a Platinum Trusted Service Award winner with Feefo and our rating of 4.9 stars our of 5 shows our customers' satisfaction.

Ready to get started? Apply today!

Got a boat loan question?

Can I still get approved for a boat loan if I have bad credit?

We may be able to help those who have struggled with their credit in the past get approved for boat finance. You can speak with your consultant about what your available options are if you find yourself in this position and want to purchase a vessel to hit the water on.

How should I compare boat loans?

There are several key areas you should look at when comparing boat loans, which your consultant will also look at for you. These include:

  • Interest rates
  • Fees
  • Available loan terms
  • Minimum and maximum loan amount
  • Applicant eligibility criteria
  • Vessel eligibility criteria

Can I apply for a boat loan if I’m self-employed?

Yes – you can still qualify for a boat loan if you’re self-employed, provided you can supply all the documents required to verify your income. Because self-employed individuals generally don’t receive payslips, you’ll typically be asked to provide the last one to two financial years’ worth of tax returns to display your earnings.

Can I finance a boat I want to live on?

Yes – we can help you get approved for a competitive loan deal for a houseboat. As long as your boat meets the criteria of one of our trusted lending partners and you can afford your repayments, we’ll be able to lend a hand.

Do I need a boat licence to get approved for my boat loan?

No – you can be approved for a boat loan without the need to produce a boat licence. While some lenders may require you to hold one, others won’t request it during the boat loan process. If you’re looking to finance a boat and don’t have a boat licence yet, speak to your Savvy broker and they’ll find the best deal available for your situation.

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