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Kia has established itself as a popular brand in Australia, selling more cars than all bar two manufacturers across 2022. With a diverse and affordable range of vehicles including SUVs, sedans and hatchbacks, it makes sense that as the types of car vary, so too will the potential cost of insurance.
Comparing online allows you to easily weigh up policy options side-by-side in minutes. Filtering on price, excess and more, you can confidently search for the best possible deal available from trusted insurance providers. Get started today.
The model you have, your profile, and variables specific to the company you choose are all significant factors that affect the cost of car insurance for your Kia, meaning it can differ from one person to the next.
For instance, the annual premium for comprehensive insurance for a 2020 Kia Sportage S might range from $793 to $1,280, or $106 to $123 per month, if you set a $900 excess. These quotes were generated based on a list of assumptions about the driver, including:
The price ranges shown above were gathered in June 2023 from a variety of Australian car insurance companies. The actual cost of your insurance could be impacted by several significant factors that are unique to you and your insurer, as mentioned.
You can compare offers for all Kia models, which include:
Your age and driving experience play a significant role in determining car insurance costs. Younger and less experienced drivers generally face higher premiums due to the perceived higher risk on the road, while older drivers, such as those over 50, may pay less for cover if they’re experienced.
Where you park your car can impact insurance rates. If you park your car in a secure garage or off-street parking, it’s generally considered safer and may result in lower premiums compared to parking on the street, where the risk of theft or damage is higher.
The amount you drive your car annually can affect insurance costs. More time on the road means more risk of a claimable event occurring, so your premiums may be higher. Insurance providers consider the average distance you drive to assess the level of risk associated with your vehicle usage.
The type of insurance policy you choose will influence your premiums. Comprehensive coverage, which can provide protection for your vehicle against a range of events, usually comes with higher premiums compared to third-party coverage, where the level of cover on offer isn’t as extensive.
The excess is the amount you agree to pay towards a claim before the insurance coverage kicks in. Opting for a higher excess can lower your premiums, as you'll be responsible for a larger portion of the costs. However, it's important to choose an excess you can afford to pay if needed.
The most basic type of optional cover available, TPPD insurance can offer protection for damage caused by your vehicle to other people's property. However, no damage to your vehicle will be covered.
A step up from TPPD, TPFT insurance can also cover damage to your vehicle sustained due to a fire or theft (or attempted theft) in addition to third-party property damage if you're in an at-fault accident.
The most extensive (and expensive) form of cover, comprehensive car insurance can also offer cover for damage to your vehicle in an accident, collision and certain weather events on top of the areas TPFT covers.
Select your car make and find out how much it may cost to insure, read helpful guides and compare quotes.
Disclaimer:
Savvy (ABN 78 660 493 194, ACR 541 339) provides readers with a variety of car insurance policies to compare. Savvy earns a commission from our partnered insurers each time a customer buys a car insurance policy via our website. All purchases are conducted via our partners’ websites. The integrity of our comparison service is unaffected by our partnerships with those businesses and our effort remains to bring further brands that do not already use our comparison service onboard.
Savvy’s comparison service includes selected products from a panel of trusted insurers and does not compare all products in the market. Any advice presented above or on other pages is general in nature and doesn’t consider your personal or business objectives, needs or finances. It’s always important to consider whether advice is suitable for you before purchasing an insurance policy. We always recommend readers to consult the Product Disclosure Statement (PDS) of different policies before purchasing your car insurance.
Quantum Savvy Pty Ltd (ABN 78 660 493 194) trades as Savvy and operates as an Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd, ABN 12 134 138 686). We are one of Australia’s leading financial comparison sites and have been helping Australians make savvy decisions when it comes to their money for over a decade.
We’re partnered with lenders, insurers and other financial institutions who compensate us for business initiated through our website. We earn a commission each time a customer chooses or buys a product advertised on our site, which you can find out more about here, as well as in our credit guide for asset finance. It’s also crucial to read the terms and conditions, Product Disclosure Statement (PDS) or credit guide of our partners before signing up for your chosen product. However, the compensation we receive doesn’t impact the content written and published on our website, as our writing team exercises full editorial independence.
For more information about us and how we conduct our business, you can read our privacy policy and terms of use.
© Copyright 2024 Quantum Savvy Pty Ltd T/as Savvy. All Rights Reserved.
© Copyright 2024 Quantum Savvy Pty Ltd T/as Savvy. All Rights Reserved.
Quantum Savvy Pty Ltd (ABN 78 660 493 194) trades as Savvy and operates as an Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd, ABN 12 134 138 686). We are one of Australia’s leading financial comparison sites and have been helping Australians make savvy decisions when it comes to their money for over a decade.
We’re partnered with lenders, insurers and other financial institutions who compensate us for business initiated through our website. We earn a commission each time a customer chooses or buys a product advertised on our site, which you can find out more about here, as well as in our credit guide for asset finance. It’s also crucial to read the terms and conditions, Product Disclosure Statement (PDS) or credit guide of our partners before signing up for your chosen product. However, the compensation we receive doesn’t impact the content written and published on our website, as our writing team exercises full editorial independence.
For more information about us and how we conduct our business, you can read our privacy policy and terms of use.