Can I get a fast loan 24/7?

You can apply for a fast loan around-the-clock; however, lenders won’t be able to approve or fund you outside of standard business hours. If you apply with Savvy, we can help connect you to a lender who offers weekend payouts if you need an emergency loan in Australia on a Saturday or Sunday.

Am I still able to apply if I need money now but have bad credit?

Yes – you can get a quick same-day loan even with a bad credit score . Lenders don’t tend to concentrate on your score when they check your credit history, preferring to review your broader borrowing track record and current ability to repay your loan. This allows them to look at factors such as your repayment history and how often you’ve applied for new credit.

Can I get an emergency cash loan to pay off another small loan?

No – you won’t be able to use an emergency cash loan to repay similar short-term finance. It’s important to focus on repaying the loan you have and once that’s wrapped up, you can apply for a new one.

If I’m unemployed, can I still get a quick loan when I need money now?

Yes – you can get a quick loan if you’re currently out of work, as long as you can afford the repayments. You’ll be able to factor other forms of income towards your loan, including ongoing Centrelink benefits such as aged and disability pension

I was just knocked back for a loan, can I still apply?

Yes – you can apply with us if you’ve been knocked back elsewhere. However, it’s a good idea to keep ‘hard’ enquiries to a minimum as too many loan requests in a short period can impact your credit score and make it harder to get approval down the track.

Loans Archives

Name: Where To from Here: Mortgages in Australia 2022
Creator: Savvy
Published: 2022-04-14T14:55:17+09:30