Pet Insurance for Airedale Terriers
Find out all about Airedale Terriers and their common health conditions, and then compare your pet insurance options from some of Australia’s leading insurers.
Fact checked
Price range
$800–$1,600
Height
56–61cm
Weight
25–30kg
Personality
Intelligent, confident, friendly
Coat type
Short, dense, wiry
Exercise needs
High
Kid-friendly?
Yes, but not with babies or young children
Life expectancy
10–14 years
Overview
The Airedale Terrier, often referred to as the ‘King of Terriers,' hails from the Aire Valley of Yorkshire in the United Kingdom. Renowned for their versatility, these dogs were originally bred for hunting otters and rats. They are a cross between the now-extinct Black and Tan Terrier and an Otterhound.
They possess an intelligent, lively and friendly personality, making them excellent working dogs and companions. They have boundless energy and are vigilant and protective of their owners. Airedales are characterised by their wiry, dense coat that requires regular grooming to maintain their appearance. Their intelligence and determination can make them moderately easy to train, although consistent and patient guidance is necessary. Airedales are suitable for active families who can provide them with ample exercise and mental stimulation, as they thrive when engaged in stimulating activities.
Common Airedale Terrier diseases and conditions
Airedale Terriers are generally a healthy breed of dog with few known health condition. Their wiry coat needs regular brushing to ensure grass seeds do not become entangled in the fur.
- Hip Dysplasia: Airedales can be prone to hip dysplasia, a common orthopedic condition affecting the hip joint's development. This can lead to discomfort and mobility issues.
- Skin conditions: Some Airedale Terriers may develop skin conditions, including allergies to grass seeds. Skin allergies can lead to itching, rashes, and discomfort.
Breed-specific issues:
Airedales can be strong-willed and independent, and may require firm yet positive training methods. They can be reserved around strangers and other animals, so early socialisation is crucial to ensure they are well-adjusted.
How much does pet insurance cost for an Airedale Terrier?
There are many factors that can influence the cost of pet insurance for your Airedale Terrier, including the following:
- Age: The older your dog is, the more pet insurance is likely to cost. This is because older dogs tend to have more physical health conditions and illnesses due to age, and so present a higher insurance risk.
- Type of insurance you choose: There are three basic types of pet insurance available in Australia; accident-only, accident and illness, and comprehensive insurance. An accident-only policy is the cheapest type available, with comprehensive coverage costing the most.
- The policy annual limit: Each pet insurance policy has an annual limit, which is the maximum amount that will be paid out on the policy in one financial year. Annual limits range from around $10,000 up to $25,000 or more.
- Sub-limits: In addition to an annual limit, there may also be sub-limits that apply to the policy, for example, a $300 sub limit for consultation fees, or a $5,000 limit for cruciate ligament conditions.
- Benefit percentage: Pet insurance does not cover 100% of the cost of your vet bill. Instead, it may pay a percentage of the total bill. This can range from 50% for cheaper policies, up to 90% for top-of-the-range cover.
- Excess amount: This is the amount you’ll need to pay out-of-pocket each time you make a claim on your policy. Some pet insurance policies do not come with an excess amount, whilst others do.
- Any add-ons you choose: It’s possible to add on more cover options to a basic policy, such as emergency boarding fees, routine care and dental care. These add-ons extend the scope of your pet insurance, but do increase the overall cost of the policy.
- Discounts: some insurers offer discounts of between 5% and 15% if you have multiple pets insured together, if you pay your premium annually, or if you bundle your pet insurance with other forms of insurance with the same company.
Types of pet insurance you can choose from
This is the most basic type of pet insurance, covering costs for accidental injuries such as car accidents, poisoning, burns, fractures, snake and spider bites, but not illnesses and other conditions.
This type of insurance provides cover for accidental injuries as well as illnesses like cancer, gastrointestinal problems and eye, ear and skin conditions, but not routine care for your pet.
This offers the highest level of protection, covering accident and illness and potentially routine care such as vaccinations, dental care, worm and flea treatments and microchipping.
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