Urgent Cash Loans
Savvy has access to more urgent cash loan providers, so you can overcome problems without the hassle of shopping around.
- Borrow up to $5,000
- Outcome in 60 seconds
- Flexible repayments
- 100% online
Fact checked
Fact checked
When it's urgent, cash loans can help
Life is hardly ever dull, and it's full of both pleasant and unwanted surprises. You can access urgent cash loans for anything between $2,050 and $5,000 when you need to address an unplanned cost – but that doesn't mean you can't use a cash loan wisely for other purchases. It doesn't just have to be things you need to get done, like car or house repairs, medical and dental bills. You can use urgent cash loans to pay for things that make you happy too. Holidays, birthday or Christmas gifts – and even work equipment and career training – cash loans make just about anything more achievable.
How can Savvy help to qualify for a cash loan?
Here at Savvy, we know every single borrower has different needs – so we don't just direct you to any old lender. When you shop for online cash loans via Savvy, we'll quickly assess your requirements and pick the best option from our extensive list of lender partners and products. That means you've got more chance of a straightforward application process, and you're likely to get faster access to urgent funds too – exactly when you need them, not after a long, drawn-out process. We've helped thousands of Australians qualify for urgent cash loans, we know the marketplace, and we understand borrowers.
Why apply for a small loan with Savvy?
Apply online, 24/7
No matter the time of day or week, you can complete your small loan application with us online.
Instant outcomes and same-day money
You can receive an outcome in 60 seconds and, if successful, have your money sent in just one hour.
Trusted lender panel
We're partnered with reputable Australian lenders to bring you greater peace of mind when applying for your small loan.
How to apply for an urgent cash loan?
A driving license or passport
This requirement is so the cash loan lender can confirm your identity. There are likely to be other borrowers out there with the same name as you, and your unique passport or driving license number is what the lender needs.
- The loan amount
- The interest rate as well as other fees charged e.g. starting, late payment, redraw, account keeping, early exit, and administrative
- The terms of the loan
- The repayment period granted for the loan you’re borrowing
Supply proof of address
That can come in the form of a recent utility or phone bill, or you can even supply a tax or bank statement – basically, anything official with your address should be sufficient.
Centrelink Income Statement
If you receive benefits, you'll need to supply a Centrelink Income Statement. You can download a copy on Centrelink's website if you have a MyGov account.
Bank statements
This requirement is so the loan provider can work out if you can afford repayments based on your current spending and other financial commitments.
Upload documents online
You can send everything the lender requires via their website, and you can even grant read-only access to recent bank statements over the internet too.
All your urgent cash loan questions answered
Small loans to suit your circumstances
Helpful small loan guides
Disclaimer:
The information on this website is of general nature and does not take into consideration your objectives, financial situation or needs.
For loans between $2,050 and $5,000, the APR is between 21.24% (minimum) and 48% (maximum) per annum. Comparison rate of 65.4962%. Minimum term is 16 days and maximum term is 24 months. The cost of the loan is a $400 establishment fee and monthly interest charged on the amount borrowed. For example, a loan of $3,000 over 3 months with an APR of 48%, (comparison rate of 65.4962%), will have an establishment fee of $400, monthly repayments of $1,225.20. Total repayments of $3,675.60 and total interest payment of $275.60.
Warning: A comparison rate indicates the true cost of a loan. Comparison rates are true only for the examples provided and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.
Quantum Savvy Pty Ltd (ABN 78 660 493 194) trades as Savvy and operates as an Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd, ABN 12 134 138 686). We are one of Australia’s leading financial comparison sites and have been helping Australians make savvy decisions when it comes to their money for over a decade.
We’re partnered with lenders, insurers and other financial institutions who compensate us for business initiated through our website. We earn a commission each time a customer chooses or buys a product advertised on our site, which you can find out more about here, as well as in our credit guide for asset finance. It’s also crucial to read the terms and conditions, Product Disclosure Statement (PDS) or credit guide of our partners before signing up for your chosen product. However, the compensation we receive doesn’t impact the content written and published on our website, as our writing team exercises full editorial independence.
For more information about us and how we conduct our business, you can read our privacy policy and terms of use.
© Copyright 2024 Quantum Savvy Pty Ltd T/as Savvy. All Rights Reserved.
© Copyright 2024 Quantum Savvy Pty Ltd T/as Savvy. All Rights Reserved.
Quantum Savvy Pty Ltd (ABN 78 660 493 194) trades as Savvy and operates as an Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd, ABN 12 134 138 686). We are one of Australia’s leading financial comparison sites and have been helping Australians make savvy decisions when it comes to their money for over a decade.
We’re partnered with lenders, insurers and other financial institutions who compensate us for business initiated through our website. We earn a commission each time a customer chooses or buys a product advertised on our site, which you can find out more about here, as well as in our credit guide for asset finance. It’s also crucial to read the terms and conditions, Product Disclosure Statement (PDS) or credit guide of our partners before signing up for your chosen product. However, the compensation we receive doesn’t impact the content written and published on our website, as our writing team exercises full editorial independence.
For more information about us and how we conduct our business, you can read our privacy policy and terms of use.
