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Car Loans for Kia Cerato
Compare different Kia Cerato variants and finance offers with Savvy today.
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Savvy Editorial TeamFact checked
The Cerato is Kia’s leading range of hatchback and sedan models, outselling both of their other offerings in the small car space in the Picanto and the Rio. It comes in six different variants with options available for both six-speed automatic and (in the case of the GT) seven-speed dual-clutch transmission.
The Cerato was Kia’s second-best-selling model across 2022 in Australia, beaten out only by the Sportage, and finished in the top 20 across all makes and models for total year-end sales.
Whether you’re in the market for a Cerato for personal or business use (such as a chattel mortgage or car lease), Savvy can help you find a car loan to suit your needs. With a range of trusted lenders among our panel and dedicated consultants to help you along the way, you can enjoy a quick and simple application process with us. Get a quick quote today.
2023 price from $26,290* + on-road costs
*Based on the Kia Cerato S 2.0L 6 SP Auto
Get a car loan from 5.79%* p.a.
Comparison rate of 6.15%* p.a. based on a 5 year secured consumer fixed rate loan of $40,000
Why finance your Kia Cerato through Savvy?
40+ lenders
We’ve partnered with a trusted panel of lenders to give you more confidence when it comes to finding the best and most affordable loan.
Diverse incomes accepted
We offer solutions for those earning multiple incomes, working casually or self-employed and even earning Centrelink or with bad credit.
Paperless application
The application process through Savvy is 100% online, meaning you won’t have to visit any offices or submit any physical documents.
Calculate the car loan repayments for your Kia Cerato
There’s a range of factors which help determine the cost of your car loan repayments for your Kia purchase, such as the Cerato, including the size of your loan, your term, interest rate, instalment frequency and more. However, rather than crunching the numbers yourself, you can use Savvy’s handy repayment calculator to help you work out the cost of your car loan.
Your estimated repayments
$98.62
Total interest paid: | $1233.43 |
Total amount to pay: | $5,143.99 |
Kia Cerato models and specs
Some of the features of the S include:
- Available in hatch and sedan variants
- 2.0L, four-cylinder petrol engine with six-speed automatic transmission
- 7.4L/100km fuel economy
- 16-inch alloy wheels
- Autonomous Emergency Braking with Forward Collision Warning System (car and pedestrian avoidance)
- Lane Keeping Assist and Lane Following Assist
- LED Daytime Running Lights
- 8-inch LCD touchscreen
- Apple CarPlay and Android Auto
- Front and reverse parking sensors with dash display
- 4.2-inch TFT-LCD Supervision Instrument Cluster
- Six-speaker sound system
2023 price: from $26,290 + on-road costs
On top of the features offered by the S, the Safety Pack adds:
- Autonomous Emergency Braking with Forward Collision Warning System (cyclist avoidance)
- Blind Spot Detection
- Rear Cross Traffic Alert
- Premium steering wheel and shift knob
- Smart Cruise Control with Steering Wheel Mounted Controls
- Electric folding mirror (including auto-fold)
2023 price: from $27,290 + on-road costs
On top of the features offered by the S, the Sport includes:
- 17-inch alloy wheels
- 10.25-inch LCD touchscreen
- Satellite navigation
- Premium steering wheel and shift knob
- Sport-pattern cloth seat trim
2023 price: from $28,390 + on-road costs
On top of the features offered by the Sport, the Safety Pack adds:
- Autonomous Emergency Braking with Forward Collision Warning System (cyclist avoidance)
- Blind Spot Detection
- Rear Cross Traffic Alert
- Smart Cruise Control with Steering Wheel Mounted Controls
- Electric folding mirror (including auto-fold)
2023 price: from $29,390 + on-road costs
On top of the features offered by the Sport, the Sport+ includes:
- Dual-zone climate control air-conditioning
- Autonomous Emergency Braking with Forward Collision Warning System (cyclist avoidance)
- Blind Spot Detection and Blind Spot Collision Avoidance Assist
- Rear Cross Traffic Alert and Rear Cross Traffic Collision Avoidance Assist
- Smart key with push button start
- Leather seat trim
- Smart Cruise Control with Steering Wheel Mounted Controls
- Electric folding mirror (including auto-fold)
2023 price: from $31,440 + on-road costs
On top of the features offered by the Sport+, the GT includes:
- 1.6L-GDI Turbo engine with seven-speed DCT
- 18-inch alloy wheels
- LED headlights and rear combination lamps
- Sports tubular leather seat trim
- Wireless phone charging
- Paddle shifters
- Sunroof with Tilt and Slide
- Eight-speaker JBL sound system
2023 price: from $36,090 + on-road costs