TIO Car Insurance

Comprehensive coverage provides the most extensive list of inclusions among the different types of cover, offering greater peace of mind on the road. TIO’s Comprehensive car insurance offers the following inclusions:

• Coverage for accidental loss or damage to your vehicle, including theft
• New-for-old replacement of a new vehicle less than 2 years old after a total loss
• Temporary cover for a replacement vehicle for a period of 14 days from the time you dispose of your previous vehicle
• $25,000 to your estate in the event of your accidental death within 12 months of an injury
• Replacement child seats or baby capsules, up to $500
• Emergency repairs necessary to drive your vehicle home after a covered accident, up to $500
• Emergency accommodation and travelling expenses when more than 100km from home, up to $1,000
• Key replacement or lock recoding after theft, up to $1,000
• Coverage for accidental damage or theft of personal effects, up to $1,000
• Rental car after theft up to $100 per day, plus up to $2,000 for excess or security bond payments related to the rental car
• Reasonable cost of towing your vehicle after a covered accident to the nearest repairer or another agreed-upon location
• Coverage for accidental loss or damage to trailers or caravans attached to your vehicle, up to $1,000
• Transportation costs after a covered accident, up to $500
• Legal liability cover, up to $20 million
• Legal costs and expenses related to any court proceedings arising from a liability claim