Compare car insurance policies with Compare the Market
Savvy is partnered with Compare the Market to help you compare a range of car insurance policies from a panel of trusted providers.
Home > Car Insurance > Carpeesh
Carpeesh uses telematics technology to reward safe driving behaviour and offers comprehensive coverage for a wide range of drivers. Read our review to learn more about its products!
Author
Savvy Editorial TeamFact checked
Carpeesh is an Australian car insurance provider that rewards safe driving behaviour with lower premiums. Underwritten by RACQ, its policies use telematics technology to track driving habits and cater to a wide range of drivers, from young drivers to daily commuters and individuals using their vehicles for work.
We’ve broken down Carpeesh’s products in this review so you can understand its car insurance options. Find out what is and isn’t covered and the optional extras you can add today!
Disclaimer: all coverage offered by Carpeesh is subject to the terms and conditions of your policy. Limits and exclusions apply. Please refer to your Product Disclosure Statement (PDS) or contact Carpeesh if you’re unsure about what is and isn’t covered.
Please note that Savvy does not represent Carpeesh for its car insurance products. All listed policies, inclusions and limits are correct as of July 2023.
Carpeesh offers only comprehensive car insurance, with four types of cover available depending on your circumstances:
Carpeesh’s Comprehensive policy provides coverage for both loss of or damage to your car and any damage caused to another person’s car or property through the use of your car. The following types of cover are available:
Good Driver
This cover is only for drivers aged 26 or above, either for solely private use if the car is used for social, domestic and pleasure purposes, or for private and commuting use if the car is also used to travel between home and your place of employment, work or education.
Young Driver
This cover is only for drivers aged 25 or below using the car for private use or for private and commuting use.
Worker
This cover is designed for cars used for social, domestic and pleasure purposes, as well as for performing a job or earning an income – but not ridesharing or food delivery or courier services. It is available to drivers of all ages.
Rideshare
Designed for cars used by listed drivers for rideshare or carpooling services, as well as for social, domestic, pleasure and commuting purposes, but not for food delivery or taxi services. It is available to drivers of all ages.
All types of cover have the following inclusions:
Yes – Carpeesh offers the following optional extras:
When you take out a policy with Carpeesh, you will need to download its Driver Safety App. This takes samples of your driving data so you can build up DrivePoints, and also allows you to access and update your policy details and report a claim at the scene.
The app is available for download on both Android and Apple mobile. You must download and link the app within 14 days of the policy start date to assess your rating; failure to do so may result in a Carpeesh driver safety app excess for claims.
DrivePoints is the rating system used by Carpeesh to assess the driving behaviour of insured individuals. It is based on specific driving skills and habits recorded in the Carpeesh driver safety app, with scores ranging from 0.1 (lowest) to 5.0 (highest).
You can lodge a claim 24/7 using one of the following methods:
The following excesses may apply:
No – instead of using no-claim discounts, Carpeesh rewards drivers for safe driving. Drivers with a higher DrivePoint score can get cheaper premiums when their policy is up for renewal.
Select your car make and find out how much it may cost to insure, read helpful guides and compare quotes.
Disclaimer:
Savvy (ABN 78 660 493 194, ACR 541 339) provides readers with a variety of car insurance policies to compare. Savvy earns a commission from our partnered insurers each time a customer buys a car insurance policy via our website. All purchases are conducted via our partners’ websites. The integrity of our comparison service is unaffected by our partnerships with those businesses and our effort remains to bring further brands that do not already use our comparison service onboard.
Savvy’s comparison service includes selected products from a panel of trusted insurers and does not compare all products in the market. Any advice presented above or on other pages is general in nature and doesn’t consider your personal or business objectives, needs or finances. It’s always important to consider whether advice is suitable for you before purchasing an insurance policy. We always recommend readers to consult the Product Disclosure Statement (PDS) of different policies before purchasing your car insurance.
Quantum Savvy Pty Ltd (ABN 78 660 493 194) trades as Savvy and operates as an Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd, ABN 12 134 138 686). We are one of Australia’s leading financial comparison sites and have been helping Australians make savvy decisions when it comes to their money for over a decade.
We’re partnered with lenders, insurers and other financial institutions who compensate us for business initiated through our website. We earn a commission each time a customer chooses or buys a product advertised on our site, which you can find out more about here, as well as in our credit guide for asset finance. It’s also crucial to read the terms and conditions, Product Disclosure Statement (PDS) or credit guide of our partners before signing up for your chosen product. However, the compensation we receive doesn’t impact the content written and published on our website, as our writing team exercises full editorial independence.
For more information about us and how we conduct our business, you can read our privacy policy and terms of use.
© Copyright 2024 Quantum Savvy Pty Ltd T/as Savvy. All Rights Reserved.
© Copyright 2024 Quantum Savvy Pty Ltd T/as Savvy. All Rights Reserved.
Quantum Savvy Pty Ltd (ABN 78 660 493 194) trades as Savvy and operates as an Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd, ABN 12 134 138 686). We are one of Australia’s leading financial comparison sites and have been helping Australians make savvy decisions when it comes to their money for over a decade.
We’re partnered with lenders, insurers and other financial institutions who compensate us for business initiated through our website. We earn a commission each time a customer chooses or buys a product advertised on our site, which you can find out more about here, as well as in our credit guide for asset finance. It’s also crucial to read the terms and conditions, Product Disclosure Statement (PDS) or credit guide of our partners before signing up for your chosen product. However, the compensation we receive doesn’t impact the content written and published on our website, as our writing team exercises full editorial independence.
For more information about us and how we conduct our business, you can read our privacy policy and terms of use.
Our consultant will get in touch with you shortly to discuss your finance options.