Instant Cash Loans
Apply for your cash loan today and get an instant outcome through Savvy.
- Borrow up to $5,000
- Outcome in 60 seconds
- Flexible repayments
- 100% online
Fact checked
Fact checked
When you need funds now, Savvy has you covered with an instant cash loan from one of our reputable lending partners. With 60-second approvals for amounts up to $5,000, you can receive your funds on the same day you apply, if not in 60 minutes.
Choose to pay your loan over whatever term you wish, anywhere from a few weeks up to one to two years, to shape your repayments to fit your income requirements.
Starting your fast financing process is easy: simply complete our quick application form now to get the ball rolling.
Instant cash loan features & eligibility
Receive your money fast
With fast applications and instant outcomes, you can have your application turned around in as little as one hour.
Borrow up to $5,000
Choose the amount you need, from as little as $2,050 all the way up to $5,000, to make them suitable for a diverse range of needs.
100% online applications
You won’t have to leave the comfort of your home, or speak to anyone over the phone, to apply for fast financing today.
Freedom to use your funds how you wish
There aren’t really any restrictions on what you can use your instant cash loan for, so you can buy or pay for anything you wish.
No security required
You're not required to put forward any of your assets to as collateral for the loan, which puts you at no risk of losing them.
Flexible repayment options
You can also choose the period over which you repay your loan, from 16 days up to two years, to manage your repayments.
Repayment certainty
With capped fees of $400 (application) and 48% of your loan amount per year (monthly service) , you can budget around consistent repayments.
Broad eligibility requirements
You can apply if you’re 18 years or older, an Australian citizen or permanent resident and have earned a regular income over the previous 90 days (enough to support your loan payments)
Why apply for a small loan with Savvy?
Apply online, 24/7
No matter the time of day or week, you can complete your small loan application with us online.
Instant outcomes and same-day money
You can receive an outcome in 60 seconds and, if successful, have your money sent in just one hour.
Trusted lender panel
We're partnered with reputable Australian lenders to bring you greater peace of mind when applying for your small loan.
How to apply for an instant cash loan with Savvy
Fill out our application form
Enter how much money you need and what you need it for and click the ‘Apply Now’ button at the top of the page.
From there, you can tell us more about yourself, such as the nature of your employment and income and your contact details. This helps inform our decision on which lender is the best match for you and will only take a few minutes to submit.
Connect with your lender
We’ll pair you with your lender, from whom you’ll receive an instant outcome. From this point forward, you’re moved to your lender’s online portal, where you’ll complete the remainder of your application.
Submit your documents
Your lender will need to see documentation to verify that the details in your application are true and accurate and that you’re capable of servicing your proposed loan in its entirety.
The documents that you’ll need to supply as part of this step will include
- identification (typically a driver’s licence and/or passport),
- payslips, 90 days of bank statements and
- proof of your address (which can be provided by a recent utility bill).
Await final approval and receive funds
Once your lender has signed off on everything in your application and approved you for financing, they’ll send through an agreement for you to sign.
Ensure that you check over this thoroughly to ensure that there aren’t any details that you’re unaware of. If you’re satisfied with the agreement, you can sign the document electronically and return it to your lender. They’ll advance the funds to you shortly thereafter.
Everything else you’ll need to know about small loans
Small loans to suit your circumstances
Helpful small loan guides
Disclaimer:
The information on this website is of general nature and does not take into consideration your objectives, financial situation or needs.
For loans between $2,050 and $5,000, the APR is between 21.24% (minimum) and 48% (maximum) per annum. Comparison rate of 65.4962%. Minimum term is 16 days and maximum term is 24 months. The cost of the loan is a $400 establishment fee and monthly interest charged on the amount borrowed. For example, a loan of $3,000 over 3 months with an APR of 48%, (comparison rate of 65.4962%), will have an establishment fee of $400, monthly repayments of $1,225.20. Total repayments of $3,675.60 and total interest payment of $275.60.
Warning: A comparison rate indicates the true cost of a loan. Comparison rates are true only for the examples provided and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.
Quantum Savvy Pty Ltd (ABN 78 660 493 194) trades as Savvy and operates as an Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd, ABN 12 134 138 686). We are one of Australia’s leading financial comparison sites and have been helping Australians make savvy decisions when it comes to their money for over a decade.
We’re partnered with lenders, insurers and other financial institutions who compensate us for business initiated through our website. We earn a commission each time a customer chooses or buys a product advertised on our site, which you can find out more about here, as well as in our credit guide for asset finance. It’s also crucial to read the terms and conditions, Product Disclosure Statement (PDS) or credit guide of our partners before signing up for your chosen product. However, the compensation we receive doesn’t impact the content written and published on our website, as our writing team exercises full editorial independence.
For more information about us and how we conduct our business, you can read our privacy policy and terms of use.
© Copyright 2024 Quantum Savvy Pty Ltd T/as Savvy. All Rights Reserved.
© Copyright 2024 Quantum Savvy Pty Ltd T/as Savvy. All Rights Reserved.
Quantum Savvy Pty Ltd (ABN 78 660 493 194) trades as Savvy and operates as an Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd, ABN 12 134 138 686). We are one of Australia’s leading financial comparison sites and have been helping Australians make savvy decisions when it comes to their money for over a decade.
We’re partnered with lenders, insurers and other financial institutions who compensate us for business initiated through our website. We earn a commission each time a customer chooses or buys a product advertised on our site, which you can find out more about here, as well as in our credit guide for asset finance. It’s also crucial to read the terms and conditions, Product Disclosure Statement (PDS) or credit guide of our partners before signing up for your chosen product. However, the compensation we receive doesn’t impact the content written and published on our website, as our writing team exercises full editorial independence.
For more information about us and how we conduct our business, you can read our privacy policy and terms of use.
