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Carpeesh uses telematics technology to reward safe driving behaviour and offers comprehensive coverage for a wide range of drivers. Read our review to learn more about its products!
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Savvy Editorial TeamFact checked
Carpeesh is an Australian car insurance provider that rewards safe driving behaviour with lower premiums. Underwritten by RACQ, its policies use telematics technology to track driving habits and cater to a wide range of drivers, from young drivers to daily commuters and individuals using their vehicles for work.
We’ve broken down Carpeesh’s products in this review so you can understand its car insurance options. Find out what is and isn’t covered and the optional extras you can add today!
Disclaimer: all coverage offered by Carpeesh is subject to the terms and conditions of your policy. Limits and exclusions apply. Please refer to your Product Disclosure Statement (PDS) or contact Carpeesh if you’re unsure about what is and isn’t covered.
Please note that Savvy does not represent Carpeesh for its car insurance products. All listed policies, inclusions and limits are correct as of July 2023.
Carpeesh offers only comprehensive car insurance, with four types of cover available depending on your circumstances:
Carpeesh’s Comprehensive policy provides coverage for both loss of or damage to your car and any damage caused to another person’s car or property through the use of your car. The following types of cover are available:
Good Driver
This cover is only for drivers aged 26 or above, either for solely private use if the car is used for social, domestic and pleasure purposes, or for private and commuting use if the car is also used to travel between home and your place of employment, work or education.
Young Driver
This cover is only for drivers aged 25 or below using the car for private use or for private and commuting use.
Worker
This cover is designed for cars used for social, domestic and pleasure purposes, as well as for performing a job or earning an income – but not ridesharing or food delivery or courier services. It is available to drivers of all ages.
Rideshare
Designed for cars used by listed drivers for rideshare or carpooling services, as well as for social, domestic, pleasure and commuting purposes, but not for food delivery or taxi services. It is available to drivers of all ages.
All types of cover have the following inclusions:
Yes – Carpeesh offers the following optional extras:
When you take out a policy with Carpeesh, you will need to download its Driver Safety App. This takes samples of your driving data so you can build up DrivePoints, and also allows you to access and update your policy details and report a claim at the scene.
The app is available for download on both Android and Apple mobile. You must download and link the app within 14 days of the policy start date to assess your rating; failure to do so may result in a Carpeesh driver safety app excess for claims.
DrivePoints is the rating system used by Carpeesh to assess the driving behaviour of insured individuals. It is based on specific driving skills and habits recorded in the Carpeesh driver safety app, with scores ranging from 0.1 (lowest) to 5.0 (highest).
You can lodge a claim 24/7 using one of the following methods:
The following excesses may apply:
No – instead of using no-claim discounts, Carpeesh rewards drivers for safe driving. Drivers with a higher DrivePoint score can get cheaper premiums when their policy is up for renewal.
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