fbpx
Savvy logo
1300 974 066
Savvy logo

What to Do if Your Car Breaks Down

Learn about the tips to follow if your car breaks down on the road right here with Savvy.

Written by 
Savvy Editorial Team
Savvy's content writing team are professionals with a wide and diverse range of industry experience and topic knowledge. We write across a broad spectrum of finance-related topics to provide our readers with informative resources to help them learn more about a certain area or enable them to decide on which product is best for their needs with careful comparison. Meet the team behind the operation here. Visit our authors page to meet Savvy's expert writing team, committed to delivering informative and engaging content to help you make informed financial decisions.
Our authors
, updated on February 16th, 2024       

Fact checked

At Savvy, we are committed to providing accurate information. Our content undergoes a rigorous process of fact-checking before it is published. Learn more about our editorial policy.

Car Insurance Banner - Man on the phone standing in front of his broken down car, which his girlfriend is looking at

Experiencing a car breakdown can be a frustrating and unexpected situation that no driver wants to encounter. Whether you're on a remote country road or a busy highway, knowing how to handle a breakdown can make all the difference in ensuring your safety and getting back on the road.

In Savvy’s comprehensive guide, you can learn about the essential steps to prepare for a potential car breakdown and what to do if it happens to you. Keep these tips in mind to navigate this challenging situation with confidence and ease.

How should I prepare for a potential car breakdown?

  • Regular maintenance: regularly scheduled maintenance is the key to preventing breakdowns. Stick to your car manufacturer's recommended maintenance schedule, including oil changes, tyre rotations and fluid checks. Ensuring your vehicle is in top condition reduces the risk of sudden mechanical failures.
  • Carry a spare tyre and tools: if your car is big enough, having a functional spare tyre, jack and lug wrench in your vehicle will help prepare you for a flat tyre. Learn how to change a tyre before your next road trip, as a flat tyre is one of the most common breakdown scenarios.
  • Emergency kit: prepare an emergency kit which includes essentials such as a first-aid kit, torch, extra batteries, reflective triangles or flares, basic tools, booster cables, a portable phone charger and bottles of water. This kit can prove invaluable during breakdowns or emergencies, especially at night.
  • Keep petrol topped up: running out of fuel can lead to unnecessary breakdowns, so make it a habit to keep your tank at least half full, especially on long trips or when driving in unfamiliar areas. Also, stay attentive when filling up your car to ensure you don’t accidentally use the wrong type of petrol.
  • Check your tyres regularly: inspect your tyres for signs of wear and tear. Ensure they have adequate tread depth and are properly inflated according to the manufacturer's recommendations.

What should I do if my car breaks down?

  1. Stay calm and pull over: if your car starts experiencing issues while driving, try to remain calm and safely pull over to the side of the road or highway, as far away from traffic as possible. Turn on your hazard lights to alert other drivers.
  2. Assess the situation: once safely parked, try to identify the issue. If it's a minor problem like a flat tyre, you may be able to address it yourself using a spare tyre and tools. If it's a more serious problem, it's best not to attempt any repairs on the roadside and to seek professional assistance.
  3. Call for help: If you can’t resolve the issue yourself, call your roadside assistance provider (if you have one). Many insurance policies offer roadside assistance as an add-on, which can provide services like towing, jump-starting and even locksmith assistance if you're locked out of your vehicle.
  4. Stay in your vehicle if necessary: if you're unable to move your car to a safer location, remain inside the vehicle with your seatbelt fastened until help arrives. Avoid standing outside your car in busy traffic areas to minimise the risk of accidents.

Does car insurance cover vehicle breakdowns?

In most cases, car insurance won’t cover any electrical or mechanical faults, meaning you can’t be covered for repairs in this area. However, if you have car insurance, you can be covered for things such as towing to a repairer and emergency transport and accommodation (with the latter typically being at least 100km or 200km from your home).

Additionally, many insurers offer roadside assistance as an optional extra which can be added to your policy, which enables you to access a service to potentially get your car up and running again after a breakdown or other issue you haven’t been able to diagnose.

Helpful guides on car insurance

Car Insurance Banner - Young woman smiling while driving a car.

What Does Car Insurance Cover?

Read about what your car insurance does and doesn’t cover right here with Savvy. What your car insurance policy covers...

Car Insurance Banner - Cars parked in a flooded basement

Car Insurance Flood Damage

Understand the type of car insurance you need to protect against flood damage and what to do if your car...

Car Insurance Banner - Woman sitting on the couch with her dog buying car insurance on her laptop.

Buying Car Insurance

Find out more about the process of buying car insurance and what to look for. Looking to buy car insurance...

Car Insurance Banner - Young couple picking out a car to lease at a dealership

Leased Car Insurance

If you are leasing a car in Australia, learn about your car insurance coverage options as well as the role...

Compare car insurance policies with Compare the Market

Savvy is partnered with Compare the Market to help you compare a range of car insurance policies from a panel of trusted providers.
Start comparing now

Explore car insurance options by make

Select your car make and find out how much it may cost to insure, read helpful guides and compare quotes.

Disclaimer:

Savvy (ABN 78 660 493 194, ACR 541 339) provides readers with a variety of car insurance policies to compare. Savvy earns a commission from our partnered insurers each time a customer buys a car insurance policy via our website. All purchases are conducted via our partners’ websites. The integrity of our comparison service is unaffected by our partnerships with those businesses and our effort remains to bring further brands that do not already use our comparison service onboard.

Savvy’s comparison service includes selected products from a panel of trusted insurers and does not compare all products in the market. Any advice presented above or on other pages is general in nature and doesn’t consider your personal or business objectives, needs or finances. It’s always important to consider whether advice is suitable for you before purchasing an insurance policy. We always recommend readers to consult the Product Disclosure Statement (PDS) of different policies before purchasing your car insurance.

1300 974 066

Sign up to our newsletter

Disclaimer and important things you should know

Quantum Savvy Pty Ltd (ABN 78 660 493 194) trades as Savvy and operates as an Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd, ABN 12 134 138 686). We are one of Australia’s leading financial comparison sites and have been helping Australians make savvy decisions when it comes to their money for over a decade.

We’re partnered with lenders, insurers and other financial institutions who compensate us for business initiated through our website. We earn a commission each time a customer chooses or buys a product advertised on our site, which you can find out more about here, as well as in our credit guide for asset finance. It’s also crucial to read the terms and conditions, Product Disclosure Statement (PDS) or credit guide of our partners before signing up for your chosen product. However, the compensation we receive doesn’t impact the content written and published on our website, as our writing team exercises full editorial independence.

For more information about us and how we conduct our business, you can read our privacy policy and terms of use.

Savvy logo

© Copyright 2024 Quantum Savvy Pty Ltd T/as Savvy. All Rights Reserved.

© Copyright 2024 Quantum Savvy Pty Ltd T/as Savvy. All Rights Reserved.

Savvy logo

1300 974 066

Sign up to our newsletter

Disclaimer and important things you should know

Quantum Savvy Pty Ltd (ABN 78 660 493 194) trades as Savvy and operates as an Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd, ABN 12 134 138 686). We are one of Australia’s leading financial comparison sites and have been helping Australians make savvy decisions when it comes to their money for over a decade.

We’re partnered with lenders, insurers and other financial institutions who compensate us for business initiated through our website. We earn a commission each time a customer chooses or buys a product advertised on our site, which you can find out more about here, as well as in our credit guide for asset finance. It’s also crucial to read the terms and conditions, Product Disclosure Statement (PDS) or credit guide of our partners before signing up for your chosen product. However, the compensation we receive doesn’t impact the content written and published on our website, as our writing team exercises full editorial independence.

For more information about us and how we conduct our business, you can read our privacy policy and terms of use.

Car Insurance Banner - Man on the phone standing in front of his broken down car, which his girlfriend is looking at

We'd love to chat, how can we help?

By clicking "Submit", you agree to be contacted by a Savvy Agency Owner and to receive communications from Savvy which you can unsubscribe from at any time. Read our Privacy Policy.