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Secure quick and hassle-free small loan funds with a loan through Savvy, offering a straightforward alternative to apps like Bundll.
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Savvy Editorial TeamFact checked
Author
Savvy Editorial TeamFact checked
Fast money apps like Bundll have become a common choice for Australians seeking swift access to funds. However, understanding all the available options, including your alternatives, is crucial. Although Bundll itself is no longer available in Australia, Savvy can provide insights into similar apps and lenders, allowing you to compare them with the straightforward process of applying for a fast loan through us today!
Bundll was a buy now, pay later (BNPL) service, presenting an effective way to manage and stagger the expenses of your purchases. The way BNPL works is simple: the cost of a given purchase is split into even payments and repaid without interest. The amount you can access will be contingent on the chosen app or lender and specific financial aspects, like your income, debt, and borrowing history, to help tailor the limit to your financial profile.
Upon completing your purchase through an app like Bundll, the repayment phase commences, enabling you to settle the amount over the next week, fortnight, or month. While BNPL services don't involve interest charges, it's crucial to note that certain apps may charge account fees, which is why it’s so important to be fully aware of the terms of your agreement.
As discussed above, the absence of fees or interest directly tied to the loan is a common feature in BNPL services and other apps like Bundll. However, it’s important to note that specific fee structures may vary. In the context of some Bundll alternatives, you might encounter a monthly account fee or other charges. Not meeting payment deadlines or fulfilling minimum payment requirements may also result in additional charges, such as late fees.
Reflecting on the potential costs associated with using these services is essential. For example, a $250 purchase repaid in full by the monthly due date might not incur any fees. However, completing your repayments behind schedule on a consist basis could lead to fees of $20 or more in certain situations.
If you're in search of alternatives to apps like Bundll, think about exploring the option of applying for a small loan through Savvy. We offer rapid cash solutions to borrowers all around the country through our relationships with trusted Australian lenders, with products ranging from $2,050 to $5,000. The application process is user-friendly and conducted entirely online.
Once you submit your application, you can expect an instant outcome in just 60 seconds. If conditionally approved, you can be formally approved and have the funds deposited into your account in as little as one hour, depending on your lender and bank's processing times. Embark on a stress-free journey to access the financial support you need by starting the process with us today!
No matter the time of day or week, you can complete your small loan application with us online.
You can receive an outcome in 60 seconds and, if successful, have your money sent in just one hour.
We're partnered with reputable Australian lenders to bring you greater peace of mind when applying for your small loan.
Yes – it is entirely possible to obtain a small loan even if your credit history is less than ideal, as long as you fulfill the eligibility requirements outlined by the lender. Unlike conventional lenders that prioritise credit scores, those providing small cash loans generally take a more adaptable approach.
Yes – settling your small loan before the scheduled time is entirely acceptable, and there are no penalties for early repayment. Opting for early repayment is a prudent financial decision, decreasing monthly fees and lowering the overall cost of the loan.
After obtaining your small loan funds, you have the freedom to allocate them to different purposes. Whether it's managing household expenses or addressing unforeseen financial obligations, the flexibility is yours. However, it's important to recognise specific usage constraints, such as avoiding the repayment of other small loans or participating in gambling activities.
Your application can only be officially evaluated, approved, and funded within your lender's regular business hours. If your lender is open on Saturdays or Sundays, it might be feasible to receive your loan funds over the weekend. Nevertheless, bear in mind that the actual availability of funds is subject to bank processing times. Therefore, even if your lender approves your application during the weekend, the funds may not be accessible immediately.
Disclaimer:
The information on this website is of general nature and does not take into consideration your objectives, financial situation or needs.
For loans between $2,050 and $5,000, the APR is between 21.24% (minimum) and 48% (maximum) per annum. Comparison rate of 65.4962%. Minimum term is 16 days and maximum term is 24 months. The cost of the loan is a $400 establishment fee and monthly interest charged on the amount borrowed. For example, a loan of $3,000 over 3 months with an APR of 48%, (comparison rate of 65.4962%), will have an establishment fee of $400, monthly repayments of $1,225.20. Total repayments of $3,675.60 and total interest payment of $275.60.
Warning: A comparison rate indicates the true cost of a loan. Comparison rates are true only for the examples provided and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.
Quantum Savvy Pty Ltd (ABN 78 660 493 194) trades as Savvy and operates as an Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd, ABN 12 134 138 686). We are one of Australia’s leading financial comparison sites and have been helping Australians make savvy decisions when it comes to their money for over a decade.
We’re partnered with lenders, insurers and other financial institutions who compensate us for business initiated through our website. We earn a commission each time a customer chooses or buys a product advertised on our site, which you can find out more about here, as well as in our credit guide for asset finance. It’s also crucial to read the terms and conditions, Product Disclosure Statement (PDS) or credit guide of our partners before signing up for your chosen product. However, the compensation we receive doesn’t impact the content written and published on our website, as our writing team exercises full editorial independence.
For more information about us and how we conduct our business, you can read our privacy policy and terms of use.
© Copyright 2024 Quantum Savvy Pty Ltd T/as Savvy. All Rights Reserved.
© Copyright 2024 Quantum Savvy Pty Ltd T/as Savvy. All Rights Reserved.
Quantum Savvy Pty Ltd (ABN 78 660 493 194) trades as Savvy and operates as an Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd, ABN 12 134 138 686). We are one of Australia’s leading financial comparison sites and have been helping Australians make savvy decisions when it comes to their money for over a decade.
We’re partnered with lenders, insurers and other financial institutions who compensate us for business initiated through our website. We earn a commission each time a customer chooses or buys a product advertised on our site, which you can find out more about here, as well as in our credit guide for asset finance. It’s also crucial to read the terms and conditions, Product Disclosure Statement (PDS) or credit guide of our partners before signing up for your chosen product. However, the compensation we receive doesn’t impact the content written and published on our website, as our writing team exercises full editorial independence.
For more information about us and how we conduct our business, you can read our privacy policy and terms of use.
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