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Camper Trailer Loans
Make the open road yours with a competitive camper trailer loan through Savvy!
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Savvy Editorial TeamFact checked
Camper trailers often appeal to those who like to be individuals and who seek the less-travelled path. At Savvy we respect individuality and recognise that no two people are alike. As the trusted experts in recreational vehicle finance, we can find you the very best low-cost loan tailored to your individual needs.
Whether it’s an Austrack camper trailer, a Winnebago motorhome or a Sunliner fifth-wheeler you’re after, we’ll save you time and money by doing the heavy lifting for you and finding the best loan available from our broad lender panel!
We finance all types of camper trailers – pop-ups, forward or rear folding, hard-floor, soft-floor, A-frame or off-roaders. We also finance new or used vehicles, either bought via private sale or through a dealer. The only limit is the stretch of your imagination, so get a free, no-obligation quote with us today!
The benefits of a camper trailer loan
Low interest rates
We'll help you find the best interest rate available from our panel of more than 40 partnered lenders Australia-wide.
Flexible loan terms – you choose the term
You decide how much you can afford per month and how long you’d like to pay off your loan, which can be anywhere from one to seven years.
100% finance - no deposit required
You won’t need to save a deposit to get your loan, with 100% finance options available which are secured by your camper trailer.
Flexible repayment options
Options are available to choose your repayment schedule so you can repay your loan weekly, fortnightly or monthly – it's up to you!
Fixed interest, no surprises
Your repayments will be fixed for the entire loan term, so there won't be any nasty surprises if interest rates go up.
Fast approvals
Your loan can be approved in as few as 24 hours and your vendor or dealer can receive payment as soon as 48 hours after you apply.
Savvy will get you on the road faster!
All camper trailers financed
We finance all types of camper trailers including hard floor, soft floor, flip-over, windup camper trailers including off-roaders.
Compare and save
We’ll compare the market on your behalf to find the lowest possible interest rate – with a package tailored to your individual needs.
Feel that Savvy customer satisfaction
We're a Feefo Platinum Trusted Service Award winner with a customer satisfaction rating of 4.9 stars out of 5.
Trusted, accredited experts
We’re accredited by the FBAA (Finance Brokers Association of Australia Limited) and we’ve been helping Australians for over a decade.
Apply on the go via your smartphone
We’ve an easy application process using smartphone-friendly technology for busy people keen to get going – so grab your phone and get your loan on the road!
Experienced consultants
Our consultants have years of experience helping people just like you successfully get a loan – so apply today and let us get you into your dream trailer soon!
What our customers say about their finance experience
Savvy is rated 4.9 for customer satisfaction by 581 customers.
Easy steps to get the best camper trailer deal
Which trailer is right for you?
Camper trailers vary tremendously in the space they have available and the way they unfold. Look at different models and configurations before making your final choice.
Check your eligibility
Standard eligibility criteria include:
- Age – you’ll need to be at least 18 years old
- Citizenship – either Australian citizenship or permanent residency
- Identification – you’ll need to provide 100 points of identification
- Income – proof of a steady source of income – either working full or part-time earning at least $26,000 per year
- Credit history – a reasonable credit score with no bankruptcies
Work out how much you can afford to repay
Use our camper trailer loan calculator to work out what your repayments will be per month, depending on the length of the loan you require.
Complete your application
Once you’ve completed a quick quote one of our consultants will contact you to guide you through the rest of the application process.
Look forward to hitching up your trailer!
Once your loan has been approved, the dealer or vendor you’ve chosen can receive their money within 48 hours.
Frequently asked questions about camper trailer loans
Naturally that will depend on your retirement income, but we’ve helped many pensioners become Grey Nomads!
Yes, we’ve been in business for over a decade and can arrange finance for you no matter which State or territory you live in.
Yes, as long as the trailer is less than 25 years old you can get finance to buy it – whether it’s from a dealer or a private seller.
Yes, your loan can cover the total cost of getting on the road including all accessories you may need to get fitted to your car.
Yes, we can arrange a loan that is flexible and allows you to pay off your loan early in one lump sum if your family circumstances change.
Most lenders do charge early exit fees, but speak to your Savvy consultant about getting the most flexible loan possible if you feel you’ll want to upgrade soon.
Yes, comprehensive insurance is mandatory if you’re using your trailer as security for a loan, but this can be arranged for you in some cases.
Regulations vary according to which state you’re going to register the trailer in. Check with your state’s motor vehicle registration department to see what rules apply to you.