Latest articles by Adrian

• One in Four With Current Car Loans Gained a Deferral During COVID-19

  April 2, 2024

  A survey of 1,001 respondents commissioned by Savvy was split right down the middle among Male and Female demographics and almost evenly among all major age groups (18-24, 25-34, 35-44, 45-54, 55-64, 65+) showed that about 20.3% had bought a new car during the COVID-19 pandemic. 53.3% happy with current...

• 47% of Australians Prefer Paying Via Digital Wallet – Survey

  April 12, 2024

  The survey conducted by Savvy polled 1,003 Australians on their daily payment habits. The results showed that almost half use a digital wallet, or credit cards and payment instruments stored on a smart device such as a smartphone.Of those that use a digital wallet almost two-thirds use it as their...

• Car Allowances Explained

  April 11, 2024

  Car allowances are a perk offered by some Australian employers, giving employees a helping hand with their car expenses. This guide covers what you need to know about car allowances to help you maximise the benefits.What is a car allowance and how does it work?A car allowance is additional income...

• What Is a Guarantor on a Car Loan?

  September 30, 2024

  Thinking about buying a car but worried your circumstances might hold you back? A guarantor could be the key to unlocking your dream car. But what exactly is a guarantor and how can they help you secure a car loan? This comprehensive guide from Savvy will delve into everything you...

• How Does A Car Loan Work?

  April 29, 2024

  Car loans are one of the most common types of finance, with the Australian Bureau of Statistics (ABS) reporting that over $15.5 billion was lent for the purpose of purchasing a road vehicle in 2023. They enable you to pay for your car at your own manageable pace. Before you...

• What Is a Car Finance Broker?

  July 2, 2024

  When it comes to buying a car, many Australians turn to car loans to help complete the purchase. Indeed, in 2023, the value of new fixed term loan commitments for the purchase of road vehicles in Australia was over $15.5 billion, according to the Australian Bureau of Statistics’ lending indicators.However,...

• Car Loan Pre-Approval Guide

  April 8, 2024

  When buying a car, understanding your financing options is crucial for a smooth and stress-free experience. One approach is to get car loan pre-approval – but what does this mean? In this comprehensive guide, we delve into what pre-approval entails and how it can benefit different types of buyers.What is...

• Savvy 2020 Parents’ Financial Literacy Survey

  March 19, 2024

  2020 Parent's Financial Literacy Survey Infographic Takeaways from the Savvy 2020 Parents’ Financial Literacy Survey  Many parents consider it the “other” difficult talk with their kids – finance and money. What are some of the takeaways from the Savvy 2020 Parent’s Financial Literacy Survey, and what can parents do to...

• What Are the Different Types of Car Loans?

  April 10, 2024

  Most of us will need to take out a loan when buying a new car. There are many options out there – but which is the best for you? In this guide, we’ll look at different types of finance you could get and what you can expect from each of...

• The 5 Best Utes in Australia in 2024

  July 31, 2024

  In Australia, utes are a quintessential part of Australian motoring culture, cherished for their adaptability to various lifestyles and environments. Derived from “utility vehicles”, utes are essentially pickups with an enclosed cabin and a cargo bed at the rear.Traditionally favoured by tradespeople and farmers for their ability to haul tools,...

• Car Loans vs Dealer Finance

  April 30, 2024

  Choosing how to finance your car can be a big decision. Here's a breakdown of car loans vs dealer finance to help you navigate your options.How do car loans differ from dealer finance?Car loans and dealer finance are two common methods of financing a vehicle purchase, each with its own...

• Understanding Capped Price Servicing

  March 21, 2024

  In Australia, car ownership comes with its fair share of responsibilities, one of which is maintaining your vehicle through regular servicing. However, the costs associated with this can leave car owners in a financial hole. This is where capped price servicing comes into play, offering peace of mind and cost...

• What to Budget for When Buying a Car

  April 18, 2024

  Buying a car is much more than paying the sticker price. Whether you're opting for a brand-new vehicle or a used one, purchasing a car is a significant financial decision. Your budget should include not only how much you can spend upfront, but also how much you’re prepared to spend...

• 10 Ways to Save Fuel

  March 20, 2024

  In today's world of fluctuating fuel prices and environmental concerns, finding ways to save fuel has become increasingly important for both your wallet and the planet. Whether you're a daily commuter or a road trip enthusiast, implementing fuel-saving strategies can help you stretch your mileage and reduce your carbon footprint....

• The 5 Best Budget Cars in Australia in 2024

  August 1, 2024

  If you’re on a budget, finding a car that ticks all the boxes can feel like a challenge. However, there’s still a wide range of new car options available on the market that won’t break the bank. In this comprehensive guide, we'll explore five of the best affordable cars in...