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ahm is a well-known insurance provider that offers a choice of car insurance policies. Read our review to learn more about its products!
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Savvy Editorial TeamFact checked
ahm, a subsidiary of Medibank, is a well-known insurance provider in Australia. Primarily known for its health insurance, ahm also offers a range of other insurance products, including car insurance. Whether you need basic cover or more extensive protection, ahm has a selection of policies to choose from.
In this review, we take a look at ahm’s car insurance plans. Find out what is and isn’t covered and the optional extras you can add today!
Disclaimer: all coverage offered by ahm is subject to the terms and conditions of your policy. Limits and exclusions apply. Please refer to your Product Disclosure Statement (PDS) or contact ahm if you’re unsure about what is and isn’t covered.
Please note that Savvy does not represent ahm for its car insurance products. All listed policies, inclusions and limits are correct as of July 2023.
ahm offers the following types of car insurance to Australian drivers:
Comprehensive car insurance has the most extensive list of inclusions of the different types of cover, covering accidental loss or damage to your own car as well as damage to other people’s property. ahm’s Comprehensive cover offers the following inclusions:
ahm’s Third Party Property insurance offers a more basic level of protection, covering you for damage you cause to other people’s property but not your own vehicle. It includes:
You can choose to add optional Fire & Theft cover to your Third Party Property plan, which has the following additional inclusions:
Yes – ahm’s Comprehensive cover offers the following optional extras:
ahm’s PAYD cover gives you the same level of cover as its standard Comprehensive plan but calculates your car insurance premium based on how much you actually drive, which can help to lower costs if you drive less frequently. When choosing this option, you can select your estimated mileage, up to 15,000km a year, which is tracked using odometer readings.
No – ahm doesn’t offer any Compulsory Third Party (CTP) insurance in any state or territory of Australia. Check your state or territory government’s website to find out what your CTP options are.
Yes – ahm’s roadside assistance is a separate service provided by Allianz that you can subscribe to on top of your car insurance policy. This covers events such as:
You can make claims and otherwise manage your policy online 24/7. ahm also has a dedicated car insurance phone number that you can call if you need support.
Select your car make and find out how much it may cost to insure, read helpful guides and compare quotes.
Disclaimer:
Savvy (ABN 78 660 493 194, ACR 541 339) provides readers with a variety of car insurance policies to compare. Savvy earns a commission from our partnered insurers each time a customer buys a car insurance policy via our website. All purchases are conducted via our partners’ websites. The integrity of our comparison service is unaffected by our partnerships with those businesses and our effort remains to bring further brands that do not already use our comparison service onboard.
Savvy’s comparison service includes selected products from a panel of trusted insurers and does not compare all products in the market. Any advice presented above or on other pages is general in nature and doesn’t consider your personal or business objectives, needs or finances. It’s always important to consider whether advice is suitable for you before purchasing an insurance policy. We always recommend readers to consult the Product Disclosure Statement (PDS) of different policies before purchasing your car insurance.
Quantum Savvy Pty Ltd (ABN 78 660 493 194) trades as Savvy and operates as an Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd, ABN 12 134 138 686). We are one of Australia’s leading financial comparison sites and have been helping Australians make savvy decisions when it comes to their money for over a decade.
We’re partnered with lenders, insurers and other financial institutions who compensate us for business initiated through our website. We earn a commission each time a customer chooses or buys a product advertised on our site, which you can find out more about here, as well as in our credit guide for asset finance. It’s also crucial to read the terms and conditions, Product Disclosure Statement (PDS) or credit guide of our partners before signing up for your chosen product. However, the compensation we receive doesn’t impact the content written and published on our website, as our writing team exercises full editorial independence.
For more information about us and how we conduct our business, you can read our privacy policy and terms of use.
© Copyright 2024 Quantum Savvy Pty Ltd T/as Savvy. All Rights Reserved.
© Copyright 2024 Quantum Savvy Pty Ltd T/as Savvy. All Rights Reserved.
Quantum Savvy Pty Ltd (ABN 78 660 493 194) trades as Savvy and operates as an Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd, ABN 12 134 138 686). We are one of Australia’s leading financial comparison sites and have been helping Australians make savvy decisions when it comes to their money for over a decade.
We’re partnered with lenders, insurers and other financial institutions who compensate us for business initiated through our website. We earn a commission each time a customer chooses or buys a product advertised on our site, which you can find out more about here, as well as in our credit guide for asset finance. It’s also crucial to read the terms and conditions, Product Disclosure Statement (PDS) or credit guide of our partners before signing up for your chosen product. However, the compensation we receive doesn’t impact the content written and published on our website, as our writing team exercises full editorial independence.
For more information about us and how we conduct our business, you can read our privacy policy and terms of use.
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