Australia Post Car Insurance

Comprehensive coverage offers the most extensive list of inclusions among the different types of cover – though it also tends to be the most expensive. Australia Post’s Comprehensive Car Insurance offers the following inclusions:

• Coverage for accidental loss or damage to your car resulting from incidents including collisions, theft or attempted theft, fire or explosion, weather events like hail or flood, and malicious damage
• Replacement baby capsules and child seats if damaged or stolen from your car
• Up to $1,000 for damaged or stolen personal items inside your car
• Up to $100 for travel costs if the incident occurs over 100km from home
• Up to $1,000 emergency accommodation and transport costs if more than 100km from home
• Towing to the nearest repairer or safe location and reasonable storage costs
• Hire car after a not-at-fault accident until repairs are completed or your claim is settled
• Hire car after theft or attempted theft for up to 14 days
• Up to $500 for essential temporary repairs to get your car back on the road
• Up to $1,000 for stolen or damaged trailers attached to your car
• Replacement car keys after theft (excess payable)
• Policy cover automatically transferred to a replacement car for up to 14 days
• ‘No excess’ windscreen, sunroof or window glass repair (not replacement)
• Legal liability up to $30 million
• Car replacement after a write-off if less than 3 years old