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Budget Direct is one of Australia's most popular car insurers with a reputation for offering affordable policies. Read our review to learn more about their products!
Fact checked
Budget Direct is an Australian insurance company formed in 2000, offering a range of products, including car, home, travel, pet and life insurance, which are underwritten by Auto & General Insurance Company Limited. They’ve since grown to become one of the leading insurers in the country and have built a reputation for being among the cheapest options available.
We’ve broken down Budget Direct’s products in our review so you can understand what their car insurance options are. Find out what is and isn’t covered and the optional extras you can add today!
Disclaimer: all coverage offered by Budget Direct is subject to the terms and conditions of your policy. Limits and exclusions apply. Please refer to your Product Disclosure Statement (PDS) or contact Budget Direct if you’re unsure about what is and isn’t covered.
Please note that Savvy does not represent Budget Direct for their car insurance products. All listed policies, inclusions and limits are correct as of June 2023.
As is the case with most insurers, Budget Direct offers three main options when it comes to their car insurance products:
Comprehensive coverage offers the most extensive list of inclusions among the different types of cover. This may offer you greater peace of mind on the road, but it’s important to note that these policies also tend to be the most expensive. Budget Direct’s Comprehensive Car Insurance offers the following inclusions:
This type of cover is the next step down from comprehensive. Although it doesn’t come with cover for accidental damage to your vehicle, it does include protections against damage sustained due to theft and fire (as the name suggests), as well as damage to other vehicles and property. Budget Direct’s Third Party Property, Fire and Theft Insurance offers the following inclusions:
The most basic form of optional car insurance in Australia, Budget Direct’s Third Party Property Only Insurance is designed to cover damage caused to other people’s property, rather than to your own vehicle. Their policy offers the following inclusions:
Yes – Budget Direct offers several optional extras on their Comprehensive Car Insurance policies which aren’t available on their other two policies. These are:
Select your car make and find out how much it may cost to insure, read helpful guides and compare quotes.
Disclaimer:
Savvy (ABN 78 660 493 194, ACR 541 339) provides readers with a variety of car insurance policies to compare. Savvy earns a commission from our partnered insurers each time a customer buys a car insurance policy via our website. All purchases are conducted via our partners’ websites. The integrity of our comparison service is unaffected by our partnerships with those businesses and our effort remains to bring further brands that do not already use our comparison service onboard.
Savvy’s comparison service includes selected products from a panel of trusted insurers and does not compare all products in the market. Any advice presented above or on other pages is general in nature and doesn’t consider your personal or business objectives, needs or finances. It’s always important to consider whether advice is suitable for you before purchasing an insurance policy. We always recommend readers to consult the Product Disclosure Statement (PDS) of different policies before purchasing your car insurance.
Quantum Savvy Pty Ltd (ABN 78 660 493 194) trades as Savvy and operates as an Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd, ABN 12 134 138 686). We are one of Australia’s leading financial comparison sites and have been helping Australians make savvy decisions when it comes to their money for over a decade.
We’re partnered with lenders, insurers and other financial institutions who compensate us for business initiated through our website. We earn a commission each time a customer chooses or buys a product advertised on our site, which you can find out more about here, as well as in our credit guide for asset finance. It’s also crucial to read the terms and conditions, Product Disclosure Statement (PDS) or credit guide of our partners before signing up for your chosen product. However, the compensation we receive doesn’t impact the content written and published on our website, as our writing team exercises full editorial independence.
For more information about us and how we conduct our business, you can read our privacy policy and terms of use.
© Copyright 2024 Quantum Savvy Pty Ltd T/as Savvy. All Rights Reserved.
© Copyright 2024 Quantum Savvy Pty Ltd T/as Savvy. All Rights Reserved.
Quantum Savvy Pty Ltd (ABN 78 660 493 194) trades as Savvy and operates as an Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd, ABN 12 134 138 686). We are one of Australia’s leading financial comparison sites and have been helping Australians make savvy decisions when it comes to their money for over a decade.
We’re partnered with lenders, insurers and other financial institutions who compensate us for business initiated through our website. We earn a commission each time a customer chooses or buys a product advertised on our site, which you can find out more about here, as well as in our credit guide for asset finance. It’s also crucial to read the terms and conditions, Product Disclosure Statement (PDS) or credit guide of our partners before signing up for your chosen product. However, the compensation we receive doesn’t impact the content written and published on our website, as our writing team exercises full editorial independence.
For more information about us and how we conduct our business, you can read our privacy policy and terms of use.
