Huddle Car Insurance

Comprehensive car insurance covers you for damage to your car, as well as damage to other people’s property. Huddle’s Comprehensive plan has the following inclusions:

• Coverage for loss or damage to your car in the case of accidents, collision, theft or attempted theft, malicious damage, fire (including bushfire) or natural events
• Replacement car if your car is deemed a total loss within the first 24 months of its original registration due to theft or damage
• Hire car or reimbursement, up to $70 per day for a maximum of 14 days
• Up to $1,000 for any accidental loss or damage to a trailer or caravan that occurs while it is attached to your car
• Up to $500 for essential temporary repairs to restore your car to a roadworthy and safe condition
• Coverage for loss or damage to your car while it is being transported between different locations in Australia
• Up to $500 for accidental loss, theft or damage to personal items in your car
• Up to $500 to replace child seats, baby capsules and prams damaged or stolen while in the car
• Up to $500 for accommodation and travel expenses if you are more than 200km from home and your car cannot be driven
• Up to $1,000 to replace or recode your car’s locks and keys in the event of theft
• Reasonable costs of towing a damaged car to the nearest safe location and to an approved repairer
• Up to $20 million legal liability cover
• Substitute car legal liability cover if you are involved in an accident while using an uninsured registered substitute car

Third-party car insurance is less extensive than comprehensive plans, offering significantly more limited coverage but at lower cost. Huddle’s most basic plan has the following inclusions:

• Coverage for damage to other people’s vehicles and property
• Up to $20 million legal liability cover
• Up to $3,000 or the market value for collision damage caused by an uninsured third party, including essential repairs and towing costs to a safe location or approved repairer

You can choose to add optional Fire & Theft Cover to your policy, which has the following inclusions:

• Coverage for theft, attempted theft and fire (including bushfire), up to the lesser of $10,000 or the market value of your car
• Hire car after theft, up to $70 per day for up to 14 days
• Up to $500 for essential repairs to make your car roadworthy
• Up to $500 for theft or damage to personal items in your vehicle
• Up to $500 for accommodation and travel expenses if you are more than 200km from home and your car is inoperable
• Up to $1,000 to replace or recode your car’s locks and keys after theft
• Reasonable towing costs to transport your damaged car to the nearest safe location and to an approved repairer