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Kogan takes a value-driven approach to car insurance, offering affordable options to customers across Australia. Read our review to learn more about its products!
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Savvy Editorial TeamFact checked
Kogan is a prominent Australian retailer known for its reasonably priced electronics and household goods. It entered the insurance industry in 2017 as Kogan Insurance, offering customers a range of affordable insurance policies, and since 2022 has partnered with QBE to provide value-for-money car insurance.
In this review, we take a look at Kogan’s car insurance products. Find out what is and isn’t covered and the optional extras you can add today!
Disclaimer: all coverage offered by Kogan is subject to the terms and conditions of your policy. Limits and exclusions apply. Please refer to your Product Disclosure Statement (PDS) or contact Kogan if you’re unsure about what is and isn’t covered.
Please note that Savvy does not represent Kogan for its car insurance products. All listed policies, inclusions and limits are correct as of July 2023.
Kogan provides the following types of car insurance:
Comprehensive car insurance is the most extensive type of cover on offer in Australia, though also generally the most expensive. Kogan’s Comprehensive Car Insurance has the following inclusions:
The most basic form of optional car insurance in Australia, third party property cover is designed to cover damage your vehicle causes to other people’s property, rather than damage to your own vehicle. Kogan’s policy offers the following inclusions:
You may also be able to add Fire and Theft cover to your Third Party Property Damage plan. This includes the following additional features:
Compulsory Third Party (CTP) insurance, known as a Green Slip in New South Wales, is a mandatory requirement for all drivers in Australia. It provides coverage for third-party compensation claims if you or anyone driving your car causes injury to or kills someone in an accident. NSW residents can take out and renew their Green Slip with Kogan, which will cover them for:
Yes – Kogan offers several optional extras on its Comprehensive Car Insurance policy:
No – roadside assistance is not available on any policies issued after February 2022 under QBE, nor does Kogan offer it as a separate, standalone service.
Car insurance claims can be lodged 24/7 and are managed by QBE. You can make a claim by phone or online using QBE’s claim form. You will need to provide:
Yes – Kogan regularly offers sign-up bonuses for its car insurance. As of July 2023, Kogan is offering $115 off new Comprehensive policies taken out online. In addition, active Kogan insurance policyholders receive $10 off a purchase of $100 or more at Kogan.com once a month.
The following excesses may apply when making a claim:
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Disclaimer:
Savvy (ABN 78 660 493 194, ACR 541 339) provides readers with a variety of car insurance policies to compare. Savvy earns a commission from our partnered insurers each time a customer buys a car insurance policy via our website. All purchases are conducted via our partners’ websites. The integrity of our comparison service is unaffected by our partnerships with those businesses and our effort remains to bring further brands that do not already use our comparison service onboard.
Savvy’s comparison service includes selected products from a panel of trusted insurers and does not compare all products in the market. Any advice presented above or on other pages is general in nature and doesn’t consider your personal or business objectives, needs or finances. It’s always important to consider whether advice is suitable for you before purchasing an insurance policy. We always recommend readers to consult the Product Disclosure Statement (PDS) of different policies before purchasing your car insurance.
Quantum Savvy Pty Ltd (ABN 78 660 493 194) trades as Savvy and operates as an Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd, ABN 12 134 138 686). We are one of Australia’s leading financial comparison sites and have been helping Australians make savvy decisions when it comes to their money for over a decade.
We’re partnered with lenders, insurers and other financial institutions who compensate us for business initiated through our website. We earn a commission each time a customer chooses or buys a product advertised on our site, which you can find out more about here, as well as in our credit guide for asset finance. It’s also crucial to read the terms and conditions, Product Disclosure Statement (PDS) or credit guide of our partners before signing up for your chosen product. However, the compensation we receive doesn’t impact the content written and published on our website, as our writing team exercises full editorial independence.
For more information about us and how we conduct our business, you can read our privacy policy and terms of use.
© Copyright 2024 Quantum Savvy Pty Ltd T/as Savvy. All Rights Reserved.
© Copyright 2024 Quantum Savvy Pty Ltd T/as Savvy. All Rights Reserved.
Quantum Savvy Pty Ltd (ABN 78 660 493 194) trades as Savvy and operates as an Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd, ABN 12 134 138 686). We are one of Australia’s leading financial comparison sites and have been helping Australians make savvy decisions when it comes to their money for over a decade.
We’re partnered with lenders, insurers and other financial institutions who compensate us for business initiated through our website. We earn a commission each time a customer chooses or buys a product advertised on our site, which you can find out more about here, as well as in our credit guide for asset finance. It’s also crucial to read the terms and conditions, Product Disclosure Statement (PDS) or credit guide of our partners before signing up for your chosen product. However, the compensation we receive doesn’t impact the content written and published on our website, as our writing team exercises full editorial independence.
For more information about us and how we conduct our business, you can read our privacy policy and terms of use.
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