24/7 Instant Cash Loans

With an instant loan through one of our lenders , you can get approval within ten minutes of turning on your computer. You’ll need to send in some documentation before the loan can be finalised and the money transferred. But luckily this isn’t a slow process – you’ll receive a final “click to accept” contract on the same business day it’s received, and often within one hour. Once you’ve accepted, the money can be on its way immediately.

It’s transferred directly into your bank account. Most online lenders operate entirely over the internet, so you provide your details online, submit any paperwork online, and once everything is approved and signed off, the money is transferred to you.

You have a lot of flexibility in terms of when the money is due. You could make the repayment date as as soon as 16 days away (raising your repayments, but meaning you pay less in fees overall) or as much as 24 months away.

No. There’s no legitimate lender on the Australian market that will offer guaranteed approval for a loan; there's always an application process. Fortunately, our lenders are easy to get approval with and, unlike many banks, smaller online lenders tend to be more understanding about people in difficult financial situations. Even if you’re unemployed and living on Centrelink benefits, instant cash loans could be an option for you.

No. A credit check is a fundamental part of reviewing a loan application in Australia, and all lenders use them – not just to check your credit rating, but also to verify your identity. Even bad credit lenders will still run a check to see what they’re working with and find out whether there are any recent defaults on your file.