Same Day Loans
Same day small loans for borrowers without the time and hassle required to shop around yourself. Get started with Savvy!
- Borrow up to $5,000
- Outcome in 60 seconds
- Flexible repayments
- 100% online
Fact checked
Fact checked
Sometimes life can throw you curveballs with expenses that you have to pay for today, so it’s important to have options to turn to when you need a quick cash boost. That’s why Savvy partners with reputable lenders offering easy, 100% online same day loans from $2,050 up to $5,000.
You can receive an instant outcome and have your loan approved and money transferred to you in as little as one hour. Don’t wait until tomorrow; get your application started now to ensure you see your money hit your account today.
Features and eligibility of our same day loan
Outcomes in 60 seconds
Applying through Savvy and your lender will only take a matter of minutes, with an instant outcome in 60 seconds and funds transferred on the day, if not the hour.
Borrow as little as $2,050 up to $5,000
With flexible loan amounts available from lenders, you can choose to take out any size loan to fit your personal needs.
Flexible usage
Borrowers aren’t restricted when it comes to usage, whether it be for your car registration, rental bonds or something more urgent.
Customise your loan length
You have a say in how your repayments are shaped by altering the length of your loan from 16 days all the way up to two years.
Multiple income sources accepted
We accept income from a variety of sources, meaning you can count Centrelink payments if you receive them in addition to your salary.
Receive money straight into your account
Your lender will transfer you the funds directly into your bank account so you can utilise your funds straight away.
Pay off your loan early
You don’t have to stick to your repayment term. Enjoy the freedom to pay off your loan ahead of schedule.
Fixed repayments
With repayments set in stone based on fixed fees and no interest, you can budget effectively around your small loan.
Why apply for a small loan with Savvy?
Apply online, 24/7
No matter the time of day or week, you can complete your small loan application with us online.
Instant outcomes and same-day money
You can receive an outcome in 60 seconds and, if successful, have your money sent in just one hour.
Trusted lender panel
We're partnered with reputable Australian lenders to bring you greater peace of mind when applying for your small loan.
How you can apply for a cash loan with Savvy
Apply with Savvy now
Our quick application will only take you a few minutes to complete. It lets us know about who you are as a borrower and your profile, particularly how much you earn and how you derive your income (and whether you receive government benefits).
Our advanced technology takes this information into consideration and matches you with the best lender to fit your situation immediately.
Receive an instant outcome from your lender
You’ll receive an instant outcome from your lender as to whether they wish to proceed with your application.
If the automatic response you receive is positive, you’ll be redirected to your lender’s online portal to continue with the rest of your application.
Submit documents and wait for final approval
This step is where you’ll be required to send through copies of your documents to confirm that the information you’ve provided is true and accurate and enable your lender to verify that you are who you say you are. This will include:
- Identity documentation such as your passport and/or driver’s licence
- Income documentation such as payslips and 90 days’ worth of bank statements. Paper bank statements aren't required to apply for a payday loan.
- Your address (can be verified by a recent phone or utility bill) and contact information (phone number and email)
All of this is conducted online, so you won’t have to mail any physical copies of documents to your lender.
Sign your agreement and have your funds transferred
Once your application has been approved, your lender will send through an agreement for you to sign electronically. The most important part of this process is to read through your agreement thoroughly, which helps you gain a deeper understanding of the product and what you can expect from it.
Your funds will be advanced to you soon after you return your signed agreement, which can be as little as one hour after your initial application to Savvy.
Frequently asked small loan questions answered
Small loans to suit your circumstances
Helpful small loan guides
Disclaimer:
The information on this website is of general nature and does not take into consideration your objectives, financial situation or needs.
For loans between $2,050 and $5,000, the APR is between 21.24% (minimum) and 48% (maximum) per annum. Comparison rate of 65.4962%. Minimum term is 16 days and maximum term is 24 months. The cost of the loan is a $400 establishment fee and monthly interest charged on the amount borrowed. For example, a loan of $3,000 over 3 months with an APR of 48%, (comparison rate of 65.4962%), will have an establishment fee of $400, monthly repayments of $1,225.20. Total repayments of $3,675.60 and total interest payment of $275.60.
Warning: A comparison rate indicates the true cost of a loan. Comparison rates are true only for the examples provided and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.
Quantum Savvy Pty Ltd (ABN 78 660 493 194) trades as Savvy and operates as an Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd, ABN 12 134 138 686). We are one of Australia’s leading financial comparison sites and have been helping Australians make savvy decisions when it comes to their money for over a decade.
We’re partnered with lenders, insurers and other financial institutions who compensate us for business initiated through our website. We earn a commission each time a customer chooses or buys a product advertised on our site, which you can find out more about here, as well as in our credit guide for asset finance. It’s also crucial to read the terms and conditions, Product Disclosure Statement (PDS) or credit guide of our partners before signing up for your chosen product. However, the compensation we receive doesn’t impact the content written and published on our website, as our writing team exercises full editorial independence.
For more information about us and how we conduct our business, you can read our privacy policy and terms of use.
© Copyright 2024 Quantum Savvy Pty Ltd T/as Savvy. All Rights Reserved.
© Copyright 2024 Quantum Savvy Pty Ltd T/as Savvy. All Rights Reserved.
Quantum Savvy Pty Ltd (ABN 78 660 493 194) trades as Savvy and operates as an Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd, ABN 12 134 138 686). We are one of Australia’s leading financial comparison sites and have been helping Australians make savvy decisions when it comes to their money for over a decade.
We’re partnered with lenders, insurers and other financial institutions who compensate us for business initiated through our website. We earn a commission each time a customer chooses or buys a product advertised on our site, which you can find out more about here, as well as in our credit guide for asset finance. It’s also crucial to read the terms and conditions, Product Disclosure Statement (PDS) or credit guide of our partners before signing up for your chosen product. However, the compensation we receive doesn’t impact the content written and published on our website, as our writing team exercises full editorial independence.
For more information about us and how we conduct our business, you can read our privacy policy and terms of use.
