Pet Insurance Queensland
Wherever you are in Queensland, you can compare pet insurance quotes side by side with Savvy's free comparison tool today.
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Compare pet insurance
Looking into pet insurance for your beloved furry friend? Whether you have a playful pup or a curious cat, you can compare pet insurance options from a range of providers and find the perfect coverage that suits your pet's unique needs and your budget.
Fetch Care Plan |
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Pet insurance we think you’ll love. 24/7 vet support + dental, physio and behaviour cover added (see PDS) all in one app.More details |
Petsy Most Popular 80% Cover $150 Excess |
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Protect your furry friend with Petsy's pet insurance policy. Get a free quote.More details |
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Fetch Premium Plan |
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Pet insurance we think you’ll love. 24/7 vet support + dental, physio and behaviour cover added (see PDS) all in one app.More details |
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Multi-award winning pet insurance designed with the help of vets.More details |
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Petsy Value Cover 80% Cover $500 Excess |
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Protect your furry friend with Petsy's pet insurance policy. Get a free quote.More details |
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Petsy Top Cover |
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Protect your furry friend with Petsy's pet insurance policy. Get a free quote.More details |
Disclaimer: Savvy is not advising or recommending any particular product to you. We provide general information on products for the purposes of comparison, but your personal situation or goals are not considered here. Although we try to make our comparisons as thorough as possible, we do not have information on all products on the market on our site.
Savvy earns a commission each time a customer buys a pet insurance policy through our website. We don’t arrange for products to be purchased from these brands directly, as all purchases are conducted via the individual pet insurance companies.
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Whether you're contemplating a move to Queensland or you’re already enjoying the Sunshine State, as a pet owner in the region, it’s important to make sure your animal companion is covered by the right pet insurance. However, with a myriad of options available, navigating pet insurance policies can be a complex task. That’s where Savvy comes in.
Our free online comparison platform lets you easily compare quotes from a range of trusted partners. So if you're in bustling Brisbane, basking in the Gold Coast’s beauty or located anywhere else in this diverse state, we’re here to help you find a policy that meets your needs and your pet’s well-being. Start with a free, no-obligation quote today.
What is pet insurance and what types are available in Queensland?
Pet insurance is a type of financial protection that helps cover the costs associated with veterinary care for your pets. Just like health insurance for humans, pet insurance offers coverage for various medical expenses, ensuring that your furry companions receive the necessary medical attention without causing a significant financial burden on you. In Queensland, there are three main types of pet insurance policies available, each offering different levels of coverage and benefits:
Accident-only: this type of policy covers medical expenses related to accidental injuries, such as broken bones, lacerations and ingestion of foreign objects.
Accident and illness: this policy extends coverage to both accidental injuries and a range of illnesses. It generally includes treatments for conditions like cancer, gastrointestinal issues and eye, ear and skin issues.
Comprehensive: this is the most extensive type of pet insurance available. It covers accidents and illnesses, and often includes optional extras like routine care and even dental illness cover.
How much will insurance cost for my pet in Queensland?
The cost of pet insurance in Queensland can vary based on a range of factors, including:
- Level of coverage: accident-only coverage tends to be less expensive than comprehensive coverage, as it covers a narrower range of incidents.
- Type, breed and age of your pet: some breeds are more prone to certain health issues, and older pets might have higher premiums due to an increased likelihood of health problems.
- Location: veterinary costs can vary based on location, affecting insurance premiums. In areas with higher veterinary costs, such as inner city locations, insurance might be more expensive.
- Excess and reimbursement levels: a higher deductible or a lower reimbursement percentage will usually result in lower premiums, but you’ll pay more out of pocket for each claim.
- Pre-existing conditions: pets with pre-existing conditions might either have higher premiums or be excluded from certain coverage.
- Desexing: having your pet spayed or neutered can sometimes lead to lower insurance premiums as it may reduce the risk of certain health issues.
- Discounts and offers: some insurers may offer discounts to lower the cost of pet insurance. Look for sign-up discounts for new policies, or multi-pet discounts if you’re insuring more than one pet with the same insurer.
How do I compare pet insurance in Queensland?
When comparing pet insurance policies in Queensland, it’s important to consider the following:
- Your pet’s requirements: assess your pet’s age, breed, health and lifestyle. Every pet has distinct healthcare needs and potential risks that need to be taken into account when choosing a policy.
- Coverage options: review pet insurance policies looking at details to understand what is covered and what is not.
- Premiums: compare the costs of different policies from different insurers, keeping in mind that cheaper policies, like accident-only coverage, might offer limited protection compared to pricier ones.
- Excess: the excess is your out-of-pocket payment when making a claim. A higher excess can lead to lower premiums, but ensure you can afford the costs in the case of a claim.
- Benefit percentage and annual limits: check the benefit percentage (the insurer’s contribution to eligible vet expenses) and annual benefit limit (the cap on what the insurer will pay for eligible treatment in a policy year). Higher limits mean lower out-of-pocket expenses.
- Waiting periods: some conditions might have waiting periods before coverage starts. These periods can vary among insurers, so review policy stipulations.
- Policy exclusions: familiarise yourself with the policy’s exclusions to understand uncovered situations, which may include pre-existing conditions, hereditary issues and specific elective procedures.
Types of pet insurance you can choose from
This is the most basic type of pet insurance, covering costs for accidental injuries such as car accidents, poisoning, burns, fractures, snake and spider bites, but not illnesses and other conditions.
This type of insurance provides cover for accidental injuries as well as illnesses like cancer, gastrointestinal problems and eye, ear and skin conditions, but not routine care for your pet.
This offers the highest level of protection, covering accident and illness and potentially routine care such as vaccinations, dental care, worm and flea treatments and microchipping.
Why compare pet insurance with Savvy?
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Our comparison service is free to use, providing you with a range of pet insurance quotes at no cost.
Compare in two minutes
You'll be able to compare offers online side by side in a matter of minutes before you buy.
Choice of insurers
We’ve partnered with a range of pet insurers to give you more choice when selecting a policy.