Compare and find the best debit cards with frequent flyer points here with Savvy so you can maximise your rewards.
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If you are looking for a debit card, use our table to compare Australia's best debit card offers with $0 monthly fees, free ATM withdrawals, cashback offers, budgeting apps, security features and much more. Start your debit card search with us now.
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Use invite code SAVVY10 for $10 upon successful sign-up. (Refer to offer T&Cs on Up website)More details |
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ING Orange Everyday |
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Rebates on ATM fees anywhere in Oz. No ING international transaction fees. Zero monthly fees.More details |
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No monthly account fees ever, with no conditions. Free use at over 7,000 ATMs around Australia. No overdrawn fees if you happen to go over your account balance. Open an account in less than 7 minutes.More details |
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Get $40 with a new Complete Freedom everyday bank account.More details |
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Westpac Choice |
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Westpac Choice for easy day-to-day bankingMore details |
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Whether you’re dreaming of a trip around the world, or just want to make sure you’re getting the best rewards, choosing the right debit card with frequent flyer points is an important decision that can help you achieve your goals sooner. You can compare offers right here with Savvy to help you find the best debit card for your everyday spending needs, which can help you build up your frequent flyer points.
Debit cards with frequent flyer points offer a way for a cardholder to earn reward points by making purchases and transactions with their card. It is now becoming more common for banks and financial institutions to offer frequent flyer points with debit cards, whereas such rewards were previously reserved for credit cards. The points offered on debit cards tend to be less than those with credit cards and there’s also less choice in the market. However, you’ll still have a choice between accruing points through the Qantas Frequent Flyer or Virgin Velocity Frequent Flyer programs. Both airlines offer extensive brand partnerships and plenty of ways to spend your points.
Here are some common examples of the way banks offer frequent flyer points on a debit card:
These are just some examples of how financial institutions award frequent flyer reward points. However, each debit card issued is different and comes with its own points earning guide, which is why it’s important to compare debit cards with Savvy and find one that suits your needs.
When comparing debit cards that offer frequent flyer reward points, it’s important to think about how you use your debit card, and how you can gain the maximum benefit from using it. It’s important to choose a rewards program that fits in with your personal needs and lifestyle. These are areas to compare when considering which rewards card may be best for your needs:
Make sure the rewards are useful to you
There’s no point gaining rewards points towards a pay TV subscription if you only ever watch free-to-air TV. Similarly, if you’ve never set foot in a gym, there’s no point in accruing rewards which offer a free gym membership. Make sure the rewards on offer give you a wide choice about how to use your points.
Align your rewards with your favourite airline
If you’re interested in lowering the cost of air travel, you should look at a rewards scheme that offers free flights with an airline you’re likely to fly with. If you prefer Virgin to Jetstar, or vice versa, make sure the card you choose offers frequent flyer points for your favourite airline.
Choose a card offering the most points for your everyday spending
Look at how different debit cards allocate points and how many points are on offer for the type of spending you do each week. The more points on offer, the better the reward is and the faster you’ll accrue them. For example, if the card you use for your weekly grocery shop earns you frequent flyer points with an airline you intend to use for your next holiday, you may find that card more useful than one which offers rewards for buying large white goods (which you may only do once a year). The best debit card is one that rewards you for your everyday spending, so you don’t have to alter your lifestyle to accrue rewards points.
Check fees and ATM charges
Even though some debit cards are advertised as fee-free, there may be costs associated with using these cards in some circumstances. There may be no annual fees or account-keeping fees, but there may be overdrawn fees if your account accidentally goes into the red. Fees could also be charged for using an ATM which isn’t linked to your financial institution. Check which fees apply before choosing a new debit card.
Ensure phone compatibility
Make sure the card you choose is compatible with your phone or wearable device. Not all cards support all payment types on phones and wearables, so coordinate your card with your preferred virtual wallet.
Once you’ve accrued your frequent flyer points, they can be redeemed or spent in many different ways including:
The use of your points will also depend on which rewards program you’re using, as Qantas and Virgin are partnered with different companies.
Qantas Frequent Flyer program
Qantas is partnered with Jetstar, Accor, Air France, American Airlines, British Airways and Air New Zealand. You can use Qantas points to book accommodation with Airbnb and the Hilton and Marriott hotel chains. Car hire partners include Uber, Avis and Budget, and affiliated banks include ANZ, BankSA, Bendigo Bank and Westpac. Woolworths Everyday rewards points can be used to pay for Qantas flights.
The program has five different tiers of membership: Bronze, Silver, Gold, Platinum and Platinum One. Each level has its own fees and number of points awarded per purchase.
Virgin Velocity Frequent Flyer program
Virgin is partnered with Qatar, Singapore, United, Air Canada and Hong Kong airlines, and with Etihad Airways. It is affiliated with American Express cards, Virgin Money, Bank of Melbourne and BankSA. Hotel partners include Crown, Pan Pacific and the Accor Group.
The Velocity program is affiliated with Coles supermarkets and Coles Flybuy points can be used to purchase flights with Virgin and its partner airlines. Membership is in three tiers: Silver, Gold and Platinum, with each tier having its own number of points awarded per dollar spent.
Quantum Savvy Pty Ltd (ABN 78 660 493 194) trades as Savvy and operates as an Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd, ABN 12 134 138 686). We are one of Australia’s leading financial comparison sites and have been helping Australians make savvy decisions when it comes to their money for over a decade.
We’re partnered with lenders, insurers and other financial institutions who compensate us for business initiated through our website. We earn a commission each time a customer chooses or buys a product advertised on our site, which you can find out more about here, as well as in our credit guide for asset finance. It’s also crucial to read the terms and conditions, Product Disclosure Statement (PDS) or credit guide of our partners before signing up for your chosen product. However, the compensation we receive doesn’t impact the content written and published on our website, as our writing team exercises full editorial independence.
For more information about us and how we conduct our business, you can read our privacy policy and terms of use.
© Copyright 2024 Quantum Savvy Pty Ltd T/as Savvy. All Rights Reserved.
© Copyright 2024 Quantum Savvy Pty Ltd T/as Savvy. All Rights Reserved.
Quantum Savvy Pty Ltd (ABN 78 660 493 194) trades as Savvy and operates as an Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd, ABN 12 134 138 686). We are one of Australia’s leading financial comparison sites and have been helping Australians make savvy decisions when it comes to their money for over a decade.
We’re partnered with lenders, insurers and other financial institutions who compensate us for business initiated through our website. We earn a commission each time a customer chooses or buys a product advertised on our site, which you can find out more about here, as well as in our credit guide for asset finance. It’s also crucial to read the terms and conditions, Product Disclosure Statement (PDS) or credit guide of our partners before signing up for your chosen product. However, the compensation we receive doesn’t impact the content written and published on our website, as our writing team exercises full editorial independence.
For more information about us and how we conduct our business, you can read our privacy policy and terms of use.
