Quick Loans

Quick loans for when the unforeseen happens

We can plan all we like but life sometimes get in the way. We or a loved one may hurt themselves and need medical care; our car breaks down and needs urgent and costly repair; or we need to be by a loved one’s side right away. Coming up with a lot of cash fast can be difficult, but Savvy is here to help. Quick loans help everyday Australians get $2,050 to $5,000 – approved and transferred to your account on the same day, pending approval. You can save time compared with waiting for personal loans and money compared with some credit card cash advances.

Quick loans from $2,050 to $5,000 approved today

Whether you have bills and expenses to pay or you just need cash for a short family holiday, quick loans can get you cash in a hurry. Learn more about how fast and easy a quick cash loan can be.

What's the best way to get quick loans in Australia?

If you’re looking for a quick loan to give you a fast injection of cash, your best option is an instant loan from one of Australia’s online lenders. Using fast internet services, online lenders can process your application with a fraction of the time that a more traditional financial institution could.

Savvy is an excellent example of this. Savvy’s instant loan service connects you to a lender and you can have approval for a loan up to $5,000 within 60 seconds of turning on your computer with cash hitting your account on the very same day.

How do quick loans work?

Applying for an instant loan through Savvy is a quick and easy process. Our online application form can be completed in five minutes, and once you’ve clicked submit, your application will be processed and sent to one of our suite of top lenders within seconds. They’ll then be assessed using fast online financial services and approved within 60 seconds.

Then, once you’ve provided some supporting documentation (which can be sent through electronically), your information will be reviewed by the lender to confirm the details. If everything is in order, you’ll receive confirmation documents (including a final contract) within the same day, and often within one hour.

Once you’ve reviewed the lender’s documents and officially signed off on them, your loan will be finalised and you can expect to see the money in your account on the same day.

What do I need to get a quick loan?

It’s important that you’re able to make your repayments, so you’ll need to make sure you’ve got enough income to comfortably pay off the loan. How much income you need will vary depending on the lender’s criteria, the size of the loan and how quickly you’re hoping to pay it off.

You’ll also need supporting documents to be able to confirm the details of your application. You’ll normally need:

• Identification – you'll need at least 100 points of ID to verify your identity, which you’ll need to send electronically, so access to a scanner or a decent camera will be necessary here.
• Payslips or proof of income – you'll need to be able to confirm you have a stable, reliable income, which will require payslips. If you don’t work in a job which issues payslips (such as if you’re self-employed), you’ll need an alternative way to show your income – such as details of invoices paid to you, or other financial records .
• Bank statements – Your lender will need to see your finances to confirm income and make sure you don’t have any debts or big expenses they’re not aware of. Fortunately, most banks have easy options on their websites for getting those statements electronically.