Car Loan Refinance

Car loan refinancing is the process of switching your current car loan to a new one, which can either be a different or updated product with the same lender or a fresh loan with a new lender. Essentially, you’re taking out a new car loan to pay out your old one and continuing your repayments on a […]

Car Loans on Centrelink

You may be able to get a car loan if you receive a pension or benefits from Centrelink, even if it’s your sole source of income. If you meet all your lender’s criteria, you can still be approved. Find out more about the requirements for these loans and, if you’re ready to buy, apply for […]

Dealer Finance vs Car Loans

How is dealer finance different from standard car loans? Dealer finance is simply the name for the loan your dealership offers you when you buy your car. They function in pretty much the same way as any other regular car loan (secured loan, borrow lump sum, repay with interest and fees over a set period), […]

Used Car Buying Guide

Australia’s used car market presents a wide range of options, catering to diverse needs and budgets. Indeed, according to the Australian Automotive Dealer Association (AADA), over two million used cars were sold in Australia in 2023. However, navigating this marketplace isn’t always easy if you aren’t familiar with the process. That’s where Savvy’s used car […]

How to Buy a Car Interstate

If you’re looking for your dream car but struggling to find it in your area, you may want to consider widening the net. The model you’re after may be just across the border, at a cheaper price too. However, there are some additional considerations to keep in mind compared to buying locally. We’ll walk you […]

Apprenticeship Car Loans

Beginning an apprenticeship is an exciting time, and there are many aspects to consider before starting out on your journey, particularly when it comes to finances. One thing you know for sure is that you’ll need a car to get to work – but how are you supposed to pay for one, when apprenticeship rates […]

Novated Leasing

Looking for a tax-effective way to purchase a vehicle? A novated lease could be the solution you’re looking for. By arranging for your car to be leased through your employer, you can take advantage of a range of financial benefits, as well as enjoy using your vehicle with added convenience. What is novated leasing and […]

Bad Credit Car Loans

If you’ve been turned down for a car loan or are worried your low credit score will prevent you from getting one, a bad credit car loan can offer you a second chance at finance. These loans work in the same way as a standard car loan but are tailored to borrowers with a poor […]

Car Leases

A car lease is a finance product that allows businesses and individuals to use a car without owning it. Instead, the financier buys the vehicle and leases it to your business for a set term. There are three main types of car leases in Australia: Finance lease: Also known as a non-maintained lease, a finance lease […]

Hire purchase

A hire purchase is a flexible and cash flow neutral finance solution for business looking to eventually own cars, equipment, or long-term assets. Repayments can be tailored to your business cycle. You can reduce repayments using a balloon payment (residual value) payment, due at the end of the loan term. A hire purchase doesn’t require […]