Offset Accounts
Mortgages come with a variety of optional features that could potentially save you thousands over the course of your loan. One of the most popular is an offset account. In this article, we discuss the pros and cons of offset accounts and how to make the most of the savings they offer. What is an […]
Guarantor Home Loans
If your lender recommends a guarantor home loan to you, it’s important to fully understand what’s involved. It’s also important to fully understand what’s involved if you’re asked to be a guarantor for someone’s home loan. This guide explains what both borrowers and guarantors need to understand before signing on the dotted line. What […]
Home Loan Fees
When taking out a home loan with your chosen lender, there are many associated fees. It is important you understand these home loan fees to ensure you avoid the ones which are unnecessary and reduce the overall cost of your home loan. Types of home loan fees charged by lenders When applying for your home […]
Fixed Rate Home Loans
Fixed rate home loans bring with them peace of mind and easy budgeting. But if you’re looking around for a fixed rate mortgage, you may be wondering how they work, what their benefits are and how to find the best deals around. Fortunately, Savvy makes it easy to compare different home loan offers from a […]
Investment Loan vs Home Loan
When purchasing a house, your motivation for the purchase determines whether you’ll need an investment loan or a home loan. If the house is going to be owner-occupied, you’ll need an owner-occupier mortgage. If the property is to be used as an investment, you’ll need an investment loan. Do I need an investment loan or […]
Reverse Mortgages
If you are retired, or close to retirement, and in need of funds, you can use the equity in your home to secure a loan. This is known as a reverse mortgage. Though reverse mortgages are not as common in the Australian market as they once were, they are a useful product, with cheaper interest […]
Rent-to-Own Cars Perth
In Perth, Mandurah, Fremantle or the suburbs? Refused a car loan? Try rent to own a car instead! If you’re in Perth or the regions such as Mandurah, Fremantle, Subiaco, Swan, or the outer regions and have been refused a car loan, you may be wondering what options are available to get hold of a […]
Quick Loans
Quick loans for when the unforeseen happens We can plan all we like but life sometimes get in the way. We or a loved one may hurt themselves and need medical care; our car breaks down and needs urgent and costly repair; or we need to be by a loved one’s side right away. Coming […]
Variable Rate Home Loans
If you’re searching for a variable rate home loan, you’re not alone. They’re Australia’s most popular type of mortgage and account for over 75% of all home loans. The beauty of variable rate loans is that they offer so much flexibility to tailor a mortgage to suit individual needs. Savvy can help you compare the […]
Rent to Own Trucks
Starting a business can be a catch-22 situation. It’s hard work – you can’t build a good business credit history without taking on some credit, and you can’t take on some credit without having a good business credit history. Rent-to-own truck agreements offer a solution and give you the option to reassess your situation as […]
Guarantor Personal Loans
A guarantor personal loan is a standard personal loan that uses a third party, known as a guarantor, to guarantee the payment of the loan. This arrangement can be useful for people who have difficulty securing a loan, such as those with a poor or limited credit history, and can help you maximise your borrowing […]
Interest-Only Home Loans
If you’re shopping for a home loan, you’ve probably come across interest-only home loans. At first glance, they seem more affordable than standard home loans, so should you get one? Well, that depends on your circumstances, what you want to use the loan for, whether you’re an owner-occupier or an investor, and how long you […]
