Medical Loans

A medical expense loan is a normal personal loan, but for the main purpose of covering medical costs. Like all other personal loans, it requires you to apply for a set amount of credit and prove your eligibility. The lender will then assess your application and approve it if you meet their criteria.  Once approved, your […]

$10,000 Personal Loans

Get the boost you need with a modest personal loan that goes the distance by comparing your options here with Savvy. Compare personal loans It won’t affect your credit score. The features and benefits of a $10,000 personal loan Compare rates and saves You can lock in an affordable rate for your personal loan by […]

Home Loan Pre-Approval

Home loan pre-approval is an initial conditional approval for a mortgage you can receive from your lender. This gives you an indication of the amount they’d be willing to formally approve based on the information you’ve provided, such as your financials. Essentially, pre-approval indicates that your profile is suitable enough to meet all their eligibility […]

Vacant Land Loans

Got your eye on a block of land to build your dream home on? This article introduces vacant land loans in Australia. We cover why lenders treat them as risky, variables that may improve your financing options, how to compare land loans, and more. What is a vacant land loan? A vacant land loan is […]

Home Loans for Indigenous Australians

How can I get an Indigenous home loan in Australia? Indigenous Business Australia (IBA) offers home loans specifically for Aboriginal and Torres Strait Islander peoples around the country who are looking to purchase a home. The IBA approved $226 million in home loans for First Nations families, according to its annual report for the 2023/24 financial […]

Split Home Loans

Split home loans are an option that many borrowers aren’t aware of. They allow you to have the benefits of both a fixed and a variable interest rate. How does a split home loan work? A split home loan allows you to have both fixed and variable rates on different portions. You can usually choose […]

Redraw Facility vs Offset Account: Which is Better for You?

Managing your home loan effectively can make a significant difference in how much interest you pay overtime. Two popular features available to Australian homeowners are redraw facilities and offset accounts. While both can help you save on interest, they work in different ways and suit different types of borrowers. So, if you can’t choose between […]

Construction Loans

Construction loans are designed to assist people who need finance to get a house built.  They’re structured slightly differently from conventional home loans to allow for the extended time it takes to build a home.  Read on to learn all about construction loans, how they work and why they might be right for you with […]

Home equity loan

Home equity loan Home equity loans are a specific type of home loan. They allow you to access the equity (ownership) that you build up in your home over time. This can be important when your circumstances change. What can you use a home equity loan for? You can use a home equity loan for […]

Low deposit home loans

Low deposit home loans are an option for Australian buyers. This article will explain the pros and cons of this type of finance. It will also provide with you tips to increase your chances of having your application approved. What is a low deposit home loan? A low deposit home loan is one where you […]

Personal Loans vs Car Loans

When you’re on the lookout for a new car, you’re bound to come across a wide range of lenders offering both car loans and personal loans for your car. So, which one should you choose? Are they the same thing? It’s important to understand how they’re different and when each option might be best for […]

Low Income Personal Loans

If you’re considering your finance options as a low income-earner, Savvy has you covered. We partner with a diverse range of flexible lenders who can accommodate the needs of low income-earning borrowers with their personal loans by accepting different sources of income (including some Centrelink payments). You’ll be able to borrow as little as $2,000, with […]