Personal Loans vs Car Loans

Woman behind wheel of car

When you’re on the lookout for a new car, you’re bound to come across a wide range of lenders offering both car loans and personal loans for your car. So, which one should you choose? Are they the same thing? It’s important to understand how they’re different and when each option might be best for […]

Low Income Personal Loans

If you’re considering your finance options as a low income-earner, Savvy has you covered. We partner with a diverse range of flexible lenders who can accommodate the needs of low income-earning borrowers with their personal loans by accepting different sources of income (including some Centrelink payments). You’ll be able to borrow as little as $2,000, with […]

New Job Personal Loans

Personal Loans Banner

Starting a new job can be an exciting time, offering fresh opportunities and, in many cases, the chance to increase your earnings. However, life doesn’t stand still while you’re changing roles. With ongoing financial obligations to shoulder alongside the potential costs connected to your new employment, money can be tight. In this situation,  you might […]

Personal Loan Pre-Approval

Personal Loans Banner - Man applying for personal loan pre-approval while his partner lies on the couch behind him

Personal loan pre-approval takes place before your lender submits a hard enquiry and is done to determine whether you qualify for a specific type of personal loan that they provide. The pre-approval process differs from lender to lender but involves less documentation than hard applications and is based on meeting basic eligibility criteria as set […]

Bad Credit Boat Loans

Lots of people run into problems with credit. Life doesn’t always go to plan, and when that happens, your finances are usually one of the first things to suffer. A less-than-perfect credit score doesn’t mean your chances of a loan are dead in the water, though. Bad credit boat loans are a convenient way to […]

5-Year Car Loans

Compare and apply for a 5 year car loan Choosing the right term over which to repay your car loan is one of the most important factors that can shape your finance experience. That’s why so many Australians choose five-year terms: it strikes the perfect balance of keeping repayments affordable while not dragging them out […]

Joint Personal Loans

A joint personal loan is a personal loan that is taken out by two people, known as co-borrowers, who are both equally responsible for paying it off. Other than this, a joint personal loan is a standard loan product, where you receive a lump sum of money to be repaid in regular instalments. These are […]

Bad Credit Motorbike Loans

If you’ve struggled with credit in the past, you’ll know that it narrows your options when it comes to financing. However, there are still lenders out there who may be ready to work with you, which is where Savvy can help you out. Whether you have a couple of old defaults on household bills or […]

Borrowing Power Calculator

If you’re thinking of applying for a home loan, understanding how much you may be permitted to borrow is one of the first steps you need to take before submitting your application. This is why you should use Savvy’s free online borrowing power calculator today to help you with your application. Home loan borrowing power […]

Personal Loan Repayment Calculator

Personal Loans Banner - Young couple calculating their personal loan repayments

How do I use the personal loan repayment calculator? Savvy’s personal loan repayment calculator is simple and easy to use no matter where you are. All you need to do is fill out a few different boxes and the calculator will crunch all the numbers for you. By inputting your desired loan amount, term and […]

Caravan Loan Repayment Calculator

How do caravan loans work? A loan to buy a caravan works in much the same way as a car loan. Here are the key points: Choose between a new or used model (make sure it meets your lender’s criteria) Borrow up to 100% of your caravan’s purchase price (subject to your borrowing power) You’ll […]

Motorbike Loan Repayment Calculator

How do motorbike loans work? Motorbike loans are a pretty simple product, working in much the same way as a car loan. Here are the key points you’ll need to know: Loans are secured by your motorbike, meaning it’ll have to satisfy lender criteria related to age, condition and model Borrow from $5,001 up to […]

We'd love to chat, how can we help?
By clicking "Submit", you agree to be contacted by a Savvy Agency Owner and to receive communications from Savvy which you can unsubscribe from at any time. Read our Privacy Policy.