Furniture and White Goods Loans
A furniture and white goods loan is a cash loan you can use to help cover the cost of essential household items, such as furnishings like beds and dining tables and large domestic appliances like fridges and washing machines. These loans can offer up to $5,000, providing quick access to cash if you need to […]
Asset Finance
Asset finance is a type of commercial financing that helps businesses acquire essential assets, such as vehicles, equipment and machinery, by spreading the cost over a set period, typically between one and five years. This allows businesses to get the resources they need without large upfront costs. What are the different types of asset finance? […]
SMSF Home Loans
Using your self-managed super fund (SMSF) to buy a property can seem enticing. However, it’s important to remember that superannuation is complex, and super-related loans have a lot of legal restrictions. In this article, we’ll give you an overview of how an SMSF home loan works, what the limitations are, and the tax issues you […]
Commercial Property Loans
A commercial property loan is a way to help you purchase a commercial property. Getting a commercial property loan can be a drawn-out process. But it is also an excellent tool to help you grow your property portfolio or help reshape your business. What are commercial property loans? These are loan products available to you […]
Offset Accounts
Mortgages come with a variety of optional features that could potentially save you thousands over the course of your loan. One of the most popular is an offset account. In this article, we discuss the pros and cons of offset accounts and how to make the most of the savings they offer. What is an […]
Guarantor Home Loans
If your lender recommends a guarantor home loan to you, it’s important to fully understand what’s involved. It’s also important to fully understand what’s involved if you’re asked to be a guarantor for someone’s home loan.  This guide explains what both borrowers and guarantors need to understand before signing on the dotted line.  What […]
Home Loan Fees
When taking out a home loan with your chosen lender, there are many associated fees. It is important you understand these home loan fees to ensure you avoid the ones which are unnecessary and reduce the overall cost of your home loan. Types of home loan fees charged by lenders When applying for your home […]
Fixed Rate Home Loans
Fixed rate home loans bring with them peace of mind and easy budgeting. But if you’re looking around for a fixed rate mortgage, you may be wondering how they work, what their benefits are and how to find the best deals around. Fortunately, Savvy makes it easy to compare different home loan offers from a […]
Investment Loan vs Home Loan
When purchasing a house, your motivation for the purchase determines whether you’ll need an investment loan or a home loan. If the house is going to be owner-occupied, you’ll need an owner-occupier mortgage. If the property is to be used as an investment, you’ll need an investment loan. Do I need an investment loan or […]
Reverse Mortgages
If you are retired, or close to retirement, and in need of funds, you can use the equity in your home to secure a loan. This is known as a reverse mortgage. Though reverse mortgages are not as common in the Australian market as they once were, they are a useful product, with cheaper interest […]
Rent-to-Own Cars Perth
In Perth, Mandurah, Fremantle or the suburbs? Refused a car loan? Try rent to own a car instead! If you’re in Perth or the regions such as Mandurah, Fremantle, Subiaco, Swan, or the outer regions and have been refused a car loan, you may be wondering what options are available to get hold of a […]
Quick Loans
Quick loans for when the unforeseen happens We can plan all we like but life sometimes get in the way. We or a loved one may hurt themselves and need medical care; our car breaks down and needs urgent and costly repair; or we need to be by a loved one’s side right away. Coming […]
