Redraw Facility vs Offset Account: Which is Better for You?

Managing your home loan effectively can make a significant difference in how much interest you pay overtime. Two popular features available to Australian homeowners are redraw facilities and offset accounts. While both can help you save on interest, they work in different ways and suit different types of borrowers. So, if you can’t choose between […]

Construction Loans

Construction loans are designed to assist people who need finance to get a house built.  They’re structured slightly differently from conventional home loans to allow for the extended time it takes to build a home.  Read on to learn all about construction loans, how they work and why they might be right for you with […]

Home equity loan

Home equity loan Home equity loans are a specific type of home loan. They allow you to access the equity (ownership) that you build up in your home over time. This can be important when your circumstances change. What can you use a home equity loan for? You can use a home equity loan for […]

Low deposit home loans

Low deposit home loans are an option for Australian buyers. This article will explain the pros and cons of this type of finance. It will also provide with you tips to increase your chances of having your application approved. What is a low deposit home loan? A low deposit home loan is one where you […]

Personal Loans vs Car Loans

When you’re on the lookout for a new car, you’re bound to come across a wide range of lenders offering both car loans and personal loans for your car. So, which one should you choose? Are they the same thing? It’s important to understand how they’re different and when each option might be best for […]

Low Income Personal Loans

If you’re considering your finance options as a low income-earner, Savvy has you covered. We partner with a diverse range of flexible lenders who can accommodate the needs of low income-earning borrowers with their personal loans by accepting different sources of income (including some Centrelink payments). You’ll be able to borrow as little as $2,000, with […]

New Job Personal Loans

Starting a new job can be an exciting time, offering fresh opportunities and, in many cases, the chance to increase your earnings. However, life doesn’t stand still while you’re changing roles. With ongoing financial obligations to shoulder alongside the potential costs connected to your new employment, money can be tight. In this situation,  you might […]

Personal Loan Pre-Approval

Personal loan pre-approval takes place before your lender submits a hard enquiry and is done to determine whether you qualify for a specific type of personal loan that they provide. The pre-approval process differs from lender to lender but involves less documentation than hard applications and is based on meeting basic eligibility criteria as set […]

Bad Credit Boat Loans

Lots of people run into problems with credit. Life doesn’t always go to plan, and when that happens, your finances are usually one of the first things to suffer. A less-than-perfect credit score doesn’t mean your chances of a loan are dead in the water, though. Bad credit boat loans are a convenient way to […]

5-Year Car Loans

Compare and apply for a 5 year car loan Choosing the right term over which to repay your car loan is one of the most important factors that can shape your finance experience. That’s why so many Australians choose five-year terms: it strikes the perfect balance of keeping repayments affordable while not dragging them out […]

Joint Personal Loans

A joint personal loan is a personal loan that is taken out by two people, known as co-borrowers, who are both equally responsible for paying it off. Other than this, a joint personal loan is a standard loan product, where you receive a lump sum of money to be repaid in regular instalments. These are […]

Bad Credit Motorbike Loans

If you’ve struggled with credit in the past, you’ll know that it narrows your options when it comes to financing. However, there are still lenders out there who may be ready to work with you, which is where Savvy can help you out. Whether you have a couple of old defaults on household bills or […]