Student Car Loans

For many students, owning a car is essential for balancing studies, work and social life. But how easy is it to get approved for a car loan when you’re still studying? You can get a car loan as a student, though there aren’t specific loans designed for students – you’ll need to apply for a […]

Fully Maintained Novated Lease

If your employer offers salary packaging, you might be able to obtain a car while saving big on tax. A fully maintained novated lease allows you to bundle all the significant annual costs of motoring into one affordable monthly payment and pay out of your pre-tax wages. However, it can be difficult to know where […]

Rent-to-Own Cars

Rent-to-own cars, also known as rent-to-buy, provide an alternative path to vehicle ownership for those who may struggle to secure traditional car finance. As the name suggests, rent-to-own allows you to rent a vehicle and then buy it at the end of the agreement. Unlike a traditional car rental, where you hire the car for […]

Novated Lease Pros and Cons

Novated leasing is a unique way of financing your new or used car which can provide a wide range of benefits. However, before you sign on the dotted line, it’s important to understand the pros and cons of a novated lease to help you determine whether it’s worth it for you. Learn all about the […]

Car Loans for Casual Workers

Car loan options for casual workers Car loans for casual workers are becoming more common in Australia. More than two million Australian workers are considered casual. Generally, a casual worker is defined as an employee that works on an “as-needed” basis. More specifically, a casual employee works non-guaranteed (and often irregular) hours and has no […]

Car Loans with Unpaid Defaults

If you’ve been rejected from obtaining car finance due to a poor credit history, there may be more to the story. Did you know unpaid defaults could lurk on your credit history without you even knowing it? Some large corporate businesses can tarnish an otherwise good record if you’ve ever defaulted. These defaults can range […]

Car Loan with Part IX Debt Agreement

In Part 9? Need a car loan? Savvy can help you secure financing for the vehicle you need. If you feel trapped by bad debt, you may have already heard about Part IX Debt Agreements (or “Part 9 Debt Agreements.”) Taking out a Part IX Debt Agreement is seen as an alternative to declaring bankruptcy. […]

How Long Does Car Finance Approval Take?

Car loans take about one to two days on average to process before formal finance approval, which can occur as soon as within 48 hours. This can be influenced by a few factors, such as your credit history, providing enough documentation promptly, verifying your identity and your details of citizenship or permanent residency. Some lenders […]

Can I Get a Car Loan with No Credit Check?

Millions of Australians use car loans to help them finance their vehicle purchase, but if your credit score isn’t the best, it might seem like there aren’t any options open to you. All reputable lenders will conduct credit checks, so there’s no way around it. The good news, however, is that having bad credit won’t […]

What is a Car Finance Broker?

A car finance broker is an accredited individual or company that acts as a middleman between you (the borrower) and your lender (such as a bank or online provider). Their job is to help you find the best car loan that suits your needs. With access to a wide range of loan options from their partnered […]

Business Car Finance

Small business, medium business, enterprises – all business can do better with lower rates on car finance and more freedom to choose. Savvy gives you the options to make the most of your investment in vehicles. We offer a range of car loan and lease products tailored to suit your companies needs. What is business […]

Low Income Car Loans

Just because you’re on a low income doesn’t mean you can’t finance the new or used car you’re looking for. There are plenty of lenders out there who specialise in helping low income earners buy their next vehicle, which is where Savvy comes in. You can apply for a car loan with us today and […]