Jeep Finance Options
Looking to finance your next Jeep? Find and compare offers from our wide range of Australian lenders to save money on your car loan. Get a quote today.
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Compare car finance options for Jeep
Jeep has built a reputation over the years as one of the leading off-road vehicles in the market, with models built to withstand the elements. Whether you’re seeking adventure with finance for a Jeep Wrangler Sport S or Overland or simply looking for a durable SUV like the Cherokee Limited or Trailhawk, Savvy is the best place to lock in a great deal.
When you’re looking to finance the purchase of any new car, it pays to look in the right places. We’re partnered with over 25 of the most reputable lenders across the country to deliver you the best chance of finding the perfect loan. With affordable interest rates and fees, flexible borrowing and repayments and fast approval time, you can get a
Jeep finance features
Low interest rates
You can compare interest at basement levels across the board, with low rates and affordable fees available from our lending partners.
Up to 100% financing
What you can be approved for is only limited by your borrowing power. You can access finance up to your car’s full value (plus other on-road costs like rego and stamp duty).
Repay over one to seven years
You have a say in what your loan costs from month to month by selecting your loan term length anywhere between one and seven years.
48-hour approvals
The car loan application process is a rapid one. From your quick quote to settlement and transfer of car ownership to you is as short as 48 hours.
Buy for yourself or your business
Commercial products like chattel mortgages and car leases are great options if you’re wanting to use a Jeep for your business.
Pay it off as quickly as you like
We can pair you with lenders who enable you to make additional contributions free of charge and save money by completing your loan ahead of schedule.
Purchase your Jeep new or used
You’re not just limited to brand-new cars, either. Even if your chosen car has some kilometrage on the odometer, we can help you get approved.
Fixed rates
Budgeting is made simpler with fixed interest and repayments on car loans while also serving as protection against increases in rates during your term.
Why so many Australians turn to Savvy for their Jeep financing needs
Over a decade of experience
We’ve been working in the car finance industry for a long time, so we know how to find the best options for our customers.
Dedicated consultants
Part of that is through our loan specialists who accompany you through the process to share their knowledge and advice with you.
Personalised interest rates
Each interest rate is able to be tailored specifically to you, so your positive history will be rewarded with a lower rate.
Checklist before you apply to buy your Jeep
Make sure that you’re eligible
This is one of the first steps you should take, as there’s little point wasting any time with an application if rejection is inevitable. Your consultant will also advise you as to the loan offers and lenders for which you’re eligible, but the following criteria will apply across the board:
- You must be an Australian citizen, permanent resident or acceptable visa holder
- You must be 18 years of age of older
- You must be earning at least $26,000 annually from at least one stable source
Read through your credit file
One aspect you should be aware of before commencing the application process is the state of your credit history. This displays all evidence of your past borrowing, as well as your record of paying other debt like bills.
Your credit score plays a major role in shaping your car loan, as it provides lenders with an indication of your trustworthiness as a borrower. Your interest rate, fees and loan amount are all subject to your interest rate.
Your Savvy consultant will review your credit file as part of your application with us to determine your suitability for the type of loan you’re looking for. This will help you ensure that you meet the credit requirements imposed by your lender, as well as find out whether there are any errors to be fixed (you can also check your file for free independently of this process).
Determine your borrowing power
It’s also important to have a handle on your capacity to borrow funds prior to applying. Your borrowing power is based around your income and how you earn it, with an essential requirement that you’re able to comfortably afford to service the loan on top of your current financial commitments.
Naturally, applicants who earn more and have less costly expenses by comparison will, in almost all cases, be approved for greater loan amounts than those who are lower income-earners or who have steep expenses.
This is another feature that’ll be double-checked by your consultant upon applying. They use a calculation and their knowledge of our lender panel to determine the amount you’re likely to be approved for.
Review all of your potential loan costs
Interest rates aren’t the only cost factor you’ll need to account for when reviewing car loan offers: fees often play as large a role in shaping how expensive it is. While you won’t know the specific costs of loans until you apply with Savvy, you should be aware of the following:
- Establishment fees can cost from $0 to $600
- Ongoing service fees can cost from $0 to $20
- Early repayment fees can cost from $0 to $900
Find out the documents you’ll need
Finally, you can speed up the application process by producing all of your required documents as soon as they’re needed. Not having documents on hand, or having the wrong documents, is one of the most common reasons for car loan applications being held up. You’ll need to supply the following:
- Your driver’s licence (front and back) or your passport
- Your two most recent payslips (and 90 days’ worth of bank statements with some lenders)
- Your Savvy application form
- A signed consent form and credit guide
AMC and Jeep in Australia – the seventies, eighties, and beyond
The American Motors Corporation (AMC) purchased Jeep in 1970, and that's when Cherokees arrived here. For the workers, AMC converted an ex-military aircraft tug and sold it here in ute form as the CJ-10 in the early eighties. Known locally as the J10 or ‘One-tonner,' it sold until 1984 when Jeep ceased imports to Australia because of an unfavourable exchange rate. Grand Cherokees and Jeep Wranglers were widely bought here during the nineties and into the new millennium. The last two decades have seen many new Jeep models – such as the Gladiator and Compass – and the company still has a loyal following in Australia.
Jeep – The Long History of a Legend
While many car manufacturers stopped production during WWII and took on efforts to support military activities, Jeep found its stride. Vehicles built by the American off-road manufacturer were used widely by the US military during the war, much like Land Rovers were by the British. The late forties and the fifties saw much competition between Jeep and Land Rover in Australia – with the two manufacturers sharing the spoils of a market made for four-wheel-drive vehicles. While no Jeeps got made down under, many got assembled here, and operations were run out of Brisbane by Willys Motors Australia Pty. Ltd from 1958 onwards. The company assembled CJ-3B and CJ-6 models and supplied them to thousands of Australians before expanding to offer station wagons, trucks in various configurations, and CJ-5 model Jeeps from 1960.
Jeep recognised the potential of an Aussie market that craved utes, and CJ-6 models were later marketed here as ‘The Overlander' – fitted with the same sort of dropside tray body we know today. From 1965 on, the Jeep ‘Combat 6' was sold on these shores, equipped with a Ford Falcon engine. In 1967, Jeep introduced the Sportster, which got a nicer paint job than previous Jeeps and even came with chromed bumpers – much more like the models we see in dealers today.
How does Jeep finance work, and how do I qualify?
Jeep finance is easy to arrange via Savvy. Our team of highly experienced consultants will ask a few questions about your aims and circumstances, then they’ll go all out to find you the best offers from our extensive panel of lender partners. Applications are fast and simple. You can upload documentation online, fill out forms via our portal, and even sign agreements digitally. When your loan gets approved, the loan provider will forward funds directly to the vehicle seller, so there’s no legwork to do.
You’ll need to be eighteen or over and, if you’re a private borrower, have regular income which you can demonstrate using your payslips or bank statements and supply ID. Because both chattel mortgages and secured car loans use your vehicle as collateral, you’ll need to provide details and documentation for the car you intend to buy. Business users will be asked to provide a valid ABN, profit and loss accounts and potentially other supporting documents. Throughout the process, a Savvy consultant will be on hand to help with any specific lender requirements.
