Mazda Finance Options
You can enjoy fast approvals, low interest rates and flexible repayments for your Mazda by applying with Savvy.
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Compare car loan options for Mazda
Whether you’re after an SUV like the CX-3 or CX-5, a Sedan like the Mazda2 or Mazda6 or even a ute from the BT-50 range, Savvy can help you find the best loan offers for your next Mazda right here.
We’re partnered with a diverse panel of more than 25 lenders who can help customers of all walks of life buy their car for the right price. More lending partners means more choice for you when it comes to comparing the top products, with low rates and customisable loan features to suit your needs at your fingertips.
All it takes to get the wheels in motion for your application is a quick quote of just a few minutes and we can get in touch with you to start the comparison process.
The features and benefits of our car loan
Low interest rates
You can lock in loan savings for your car right from the beginning, as you'll be able to compare lenders with some of the lowest rates on the market.
Take up to seven years to repay your loan
Shape your repayments to your personal needs by selecting your desired loan term, from a minimum of 12 months up to seven years available.
Borrow up to the value of your car
You don’t have to make a deposit if you don’t want to. Access financing for up to 100% of the cost of your Mazda and pay for it at your own speed.
Drive away in just 48 hours
We can help you turn your application around in no time at all, with just 48 hours between a quick quote and having the funds released to your seller.
Flexible early repayments available
We can match you with lenders who offer customers the freedom to pay their loan off early at no extra cost to save a significant amount.
Available for private or business use
Whether you need a CX-9 to ferry the kids around or a single cab BT-50 to transport business equipment, there are options for you.
Have extras covered as part of your loan
Car registration, stamp duty, insurance and extended warranties can all prove costly expenses, so you can have these added to your loan.
Various employment types accepted
You can earn a stable income from full-time, part-time, casual and self-employed work (or a combination) and be approved for financing.
Why so many Australians choose Savvy to help finance their Mazda
Tailored finance solutions
We ensure that each customer receives the best loan deals custom-fit to their personal and financial circumstances.
Diligent consultants
Your consultant will work around the clock to have your application turned around quickly, guiding you through the process.
More choice, more savings
Because we have so many lenders on our panel, we give you the best chance to find the lowest rates and save on your loan.
How to apply for Mazda financing with Savvy
Get a quick quote and match with lenders
The first step in the car loan application process is to submit your quick quote. This tells us more about who you are as a borrower, what your income, employment and credit situations are like, as well as how much you want and the type of Mazda you’re after.
From there, our website’s advanced engine gets to work. It instantly matches your application to the lenders and products most suited to you, giving your consultant options to work with when it comes to discussing deals with you.
Compare loan options with your consultant
After your consultant hand-picks the best options, they’ll return to you to allow you to compare and choose the product that you prefer. You should look to compare based on interest and comparison rates, fees, repayment flexibility, minimum and maximum loan terms and other factors such as car age restrictions.
Submit your formal application
Once final decisions have been made on the lender and loan to go with, your consultant will begin to help you prepare your application and have formal approval arranged.
Having a consultant in your corner for this step is perhaps the most important, as they understand our lenders and their requirements inside and out. For example, if you’ve struggled with credit in the past or have defaults on your file, your consultant won’t pursue a loan with a lender they know will reject the application.
Through this, you should receive a formal loan offer from your lender inside one day.
Find and select your Mazda
The green light from your lender will give you a clear idea of the budget you’ll have to spend on your car. This purchase can come either from a dealership or private seller, new or used and from anywhere across the country, not just in your town, city or state.
Sign on the dotted line and drive away
Now, all that’s left to do is sign off on the final contract. Your lender will send through a digital document once they receive the details of your car for you to sign electronically. After they receive the document back, they’ll release the funds by transferring them directly to your seller, who can then in turn hand the car and its ownership over to you.
Compare great finance options for your Mazda
Whether you’re looking for a sporty MX-5 or heading off-road in a rugged BT-50, Mazda have you covered. With a range that fits all drivers and purposes, Mazda Australia has a vast network spanning the country. If you’re wondering about Mazda finance options, there’s a solution for every type of buyer, on every kind of budget.
Five-Year Warranty and 150 Service Centres Nationwide
One thing Australians don’t need to worry about when they buy a new Mazda is support. With more than 150 service dealerships across the states and territories, the Japanese manufacturer offers a reputation for maintenance excellence Australia wide. Mazda first hit our shores sixty years ago, and ever since then, quality has been a massive driver of consumer support and loyalty. Add to that, Mazda’s transparent service pricing and a five-year unlimited-kilometre warranty – and what’s not to like?
Mazda and Australia – a 60-year history
Australia’s relationship with the Mazda 3 is a 21st-century phenomenon. Several generations of the much-loved car have taken Australia by storm and seen it rise to be one of the best-selling models in the country. Mazda is celebrating its 100th anniversary in 2020. The company started out in Hiroshima Prefecture as a toolmaker, then progressed to produce three-wheel wagons – one of which, the T600, became their first Australian import in 1959. With a two-stroke engine and half-tonne payload, the diminutive, sparsely-equipped T600 impressed in a hard-to-please Aussie marketplace. In fact, such was the success and usefulness of the much-loved three-wheeled ute; it continued to be sold here until 1971.
There followed mass imports of Mazda’s newly developed R-360 coupe, 800 Familia wagons and sedans, and the company’s ground-breaking B1600 utes through to 1964. Mazda has been a firm Aussie favourite ever since. The 323 was an ever-present on Australian highways during the eighties. In 2003, the new Mazda 3 took up that baton – and ran with it.
Mazda’s Australian Models – something for everyone
The second biggest-selling car brand in Australia is Mazda – selling a shade under 100,000 vehicles last year. The company produces a range that includes a model for all motorists – offering style, technical sophistication, and reliability. Mazda 3 – here for the long haul Still a top-three seller in Australia and showing no sign of slowing down after nearly twenty successful years on the market – the Mazda 3 is a sure-fire winner. Just as at ease on the highway as in the city, you can choose from a broad range of options – and you won’t pay the earth either.
Mazda MX-5
Originally designed as an alternative to expensive British two-seater sports cars, the MX-5 has been exciting drivers for decades now. Sleek, fun, and built to turn heads, the Mazda MX-5 has endured for a reason. Possibly the best bang for buck on the planet when it comes to power – you won’t need to break the bank to get the revs up and the top down.
Mazda CX-5
This excellent mid-sized SUV tops Australian sales figures in its class – with sales figures for last year climbing above 25,000. Agility, comfort, and affordability are the keys to the success of this family vehicle. You can take the whole clan anywhere in a CX-5.
Mazda BT-50
You don’t sell utes in Australia unless they’re the real deal. That means tough, versatile, and built to be driven. The BT-50 along with earlier Mazda utes like the excellent B2200 all have one thing in common – they're rugged enough to deal with what Australia can throw at them.
What our customers say about their finance experience
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Frequently asked questions about car loans answered
There are several key factors you should be aware of that can have a significant bearing on your interest rate. Your credit rating is perhaps the most notable here, as lenders will reward those with good ratings and strong financial histories with lower rates.
In addition to this, whether you own property or have substantial savings, how old your car is and its history of repairs and whether you’ve repaid a similar loan in the past will all have an impact on your rating.
While Mazda does offer financing, it’s not always the best option to go straight to your car’s manufacturer to have finance arranged. This is because you’re limiting the number of options you have to compare from that you’d receive when applying through us. Additionally, finance directly from a dealer is unlikely to come with the lowest rates available and in situations where it is, it can be used to justify inflated purchase prices and fees.
Yes – we have lenders on our panel who can cater to the needs of customers with bad credit. These loans provide much-needed solutions to those who otherwise wouldn’t qualify under standard lending criteria. Bad credit car loans tend to come with greater restrictions when it comes to the amount you can borrow and the term over which you can repay it and higher interest rates.
If you need a Mazda for your business, you can look to one of several different commercial finance options:
- Chattel mortgage: own the car from the start so you can claim for GST, interest and depreciation
- Car lease: a rental agreement, meaning lower monthly payments that can be claimed up to 100% on tax
- Hire purchase: essentially renting the car until owning at the end of the term, which is useful for off-balance sheet accounting.
A demonstrator vehicle is considered a used vehicle, despite typically having fewer kilometres clocked than the standard used car, which means you can get them for a much cheaper price than a brand-new car while still being in excellent condition. It may also come with extra features that its dealership has installed to attract customers when test-driving.
They don’t come with the same guarantee of a lack of use or repairs that a new car would, though, and there’s likely to have been a high turnover of drivers and passengers throughout its time as a demo car.
End of financial year is usually the cheapest time to buy a new or used Mazda, as dealerships offer significant sales across the board. Additionally, if you want a new car but aren’t as fussed about it being the latest model, you can look for runout sales, which are when unused models from the previous year are sold at cheaper prices to reduce older stock.