Nissan Finance Options
Drive away in your next Nissan in no time when you compare and apply for car finance with Savvy.
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Compare car loan options for Nissan
Nissan is another Japanese export that has grown to be amongst the most popular options for Australian drivers. They offer a wide range of vehicles, from on-road models like the Juke and Qashqai to off-road cars like the X-Trail and Navara and even higher performance models like the 370Z and the GT-R.
When it comes to comparing and choosing car loan offers in Australia, there’s no better place than Savvy. Our diverse panel of over 25 lenders means that you’ll have your pick from the best financiers and loan products in the market and help maximise your savings by comparing more offers.
Whatever car you’re after, finding a deal is simple with Savvy. Get a quick quote now to kick-start your application.
Features to enjoy on car financing for Nissan
Competitive rates
By comparing your options with Savvy, you'll be able to consider competitive offers from a range of Australian lenders to help you save on your Nissan purchase.
Borrow up to 100% of your car’s value
Loan amounts are flexible to your needs and the cost of your car, with financing available for up to the entire cost of the vehicle.
Repay over one to seven years
Lenders give you the power to select your preferred loan term, which can help you ensure that your repayments are comfortable for you.
Customise your loan repayments
In addition to this, you can choose whether to make your loan repayments on a weekly, fortnightly or monthly basis.
Buy for private or business use
We work with lenders who not only provide private consumer options, but also commercial products like car leases and chattel mortgages.
Early repayments available
Our partnered lenders’ flexibility means that you can compare offers from those who don’t charge for additional or early repayments.
Enjoy lower rates with security
Your car loan will be secured by your Nissan purchase, which will help lower the potential interest rate you’ll be offered.
All employment types eligible
Whether you’re full-time, part-time, casual or self-employed, you’ll be able to find a lender willing and able to work with your situation.
Why Savvy is a great place to finance your Nissan
Compare and save
You can save by finding the cheapest rates and fees from a wider and more diverse sample size when applying with Savvy.
Experienced loan consultants
Our dedicated consultants will guide you through the process and ensure your formal application is up to scratch before submission.
Fat loan approvals
Thanks to the work of our consultants and advanced website technology, your entire application can be turned around at a rapid rate.
Nissan in Australia – Legends on and off the road
It’s no easy task developing a following when you’re up against the hugely successful Toyota Landcruiser. Beating the Hilux at its own game is also no mean feat – but that’s exactly what Nissan have been doing for decades. Ever since the awesome Nissan Patrol arrived in Australia back in 1960, it’s been taking everything our tough landscapes and conditions could throw at it. The Nissan Navara is still one of the few true go-anywhere vehicles Australians can buy. Dual-cab versions offer families the freedom to live anywhere – and come in a range of options which bring comfort and connectivity to the business of driving tough terrain. Cab chassis versions of this versatile ute are loved by tradesmen everywhere from the cities to the bush. The Navara has a hugely loyal, long-standing Aussie following and new models only look set to continue that tradition.
Nissan are no strangers to sports cars. Over the years, Aussies have embraced a succession of two-seater vehicles built with the racetrack in mind, but refined for the road. It’s half a century since the iconic Nissan 240Z was first designed. Z Series cars never went away and brought Nissan a reputation throughout the following decades for innovation and speed. That pedigree has culminated in the 3.7-litre V6 Nisan 370 Z. Full of the latest tech and producing 245kW of power and 363Nm of torque – the 370 Z is a car for modern drivers who don’t want to lose touch with the tarmac.
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How to receive the lowest rate on your Nissan car loan
Buy a new or near-new model
When it comes to determining the interest rate on car loans, lenders will (in almost every case) reward purchases of brand-new Nissans or those under three years old. This is because they hold a greater resale value and are less likely to have had a history of repairs or maintenance compared to older cars.
While used cars are cheaper at the point of purchase and have more room to move on the price, lenders generally have more confidence in a return on investment with newer cars.
Have a strong credit history
Lenders will always have greater peace of mind when dealing with borrowers who boast a good to great credit score. These are indicative of past borrowing and repaying of debts such as household bills: the cleaner the history, the higher the score.
Naturally, applicants who have a proven track record of paying debts on time and in full are seen as inherently safer than those who don’t. As such, the lowest available rates are reserved for those who fit this profile.
Have a similar loan repaid in the past
Similarly, lenders specifically want to see whether you have the financial discipline to repay the specific loan you’re asking for, which credit scores aren’t always reflective of.
Because of this, having a past car or personal loan on your file repaid successfully without any trouble is as reliable a sign as any to your lender that you can manage the responsibility of a car loan.
Be backed by a large asset
The lowest interest rates will also often go to those who own their house or investment property. This extends to those who are yet to complete the payments on their home loan also, as it’s not a requirement to have done so in order to access low rates.
If you don’t own any property, though, you may be able to reduce your rate by showing substantial savings instead.
Compare as many offers as you can
Finally, it simply comes down to the offers you’re able to find in the comparison process to maximise your chances of accessing a reduced interest rate.
When you submit your application with us, our consultants will match the most suitable lenders amongst our panel through our advanced loan processing algorithm.
