Volkswagen Finance Options
With low rates and fees and flexible loan options, you can secure a great Volkswagen car finance deal with Savvy. Get a quick quote today to get started.
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Compare car loans for Volkswagen
German manufacturer Volkswagen has long since entrenched itself in the Australian market with a wide range of models to suit all different customers. Whether you want something smaller like a Golf hatchback, an SUV such as the Tiguan Allspace or even a Multivan or Caddy Cargo, Savvy can help you get approved for financing.
We’re partnered with more than 25 of Australia’s best and most respected vehicle financiers to help you get the best deal for your car. By applying through Savvy, you’ll gain access to competitive interest rates, flexible loan term and repayment options and affordable fees. Get your application started today.
Your Volkswagen car finance features
Low interest rates
With more lenders at our disposal, you can compare a wider range of rates to find the cheapest and best car finance deals for your situation.
Select your preferred loan term
As part of your car loan, you’ll have the option to repay it over any period between one and seven years, with five being the most common.
Buy Volkswagen for your business
Our lenders also offer car leases, chattel mortgages and hire purchases as an alternative if you’re looking to purchase a VW for your business.
Affordable fees
You can find ongoing fees up to $20, application fees up to $600 and early repayment fees up to $900, but our lenders are willing to waive them in certain circumstances.
Available to sole traders
Even if you don’t receive your income through a more conventional payslip, there are plenty of options for applicants working for themselves.
Schedule your repayments
Pay monthly, fortnightly or weekly to ensure that each instalment is comfortably manageable around your income frequency.
Optional deposits and residuals
Contributing a deposit or a residual payment (for commercial loans) can cut down on interest and reduce the cost of your repayments.
Buy new or used Volkswagen models
You’re not restricted to the latest Amarok fresh off the lot. We can help you finance cars up to 20 years old and even more in some cases.
Why so many Australians trust Savvy to help them finance their car
Over a decade in the industry
We know car loans. Our reputable lending partners and experienced consultants are a match made in heaven for finding the best deal for you.
Settlements in 48 hours
You can get on the road in your VW before you know it thanks to our smart online engine and the expertise of our friendly consultants.
Apply from your mobile phone
The application process is simple, too. You can complete the whole thing from your smartphone and avoid the need for any unnecessary paperwork.
Volkswagen – commercial vehicles for every business
Volkswagen has always been just as famous for its commercial vehicles as for making passenger cars. That commitment to excellence for business users carries is evident in its latest commercial range too.
Amarok V6 Utes
With a choice of options and accessories, the Amarok range can go anywhere and do anything. These sturdy, comfortable trucks have taken to Australian conditions without skipping a beat. Opt for the economic V6 Core, or upgrade to the awesome V6 Ultimate 580.
Caddy vans
Small but versatile and roomy, the VW Caddy is the perfect city van. A vast range of options and configurations – which includes people movers – makes this van a firm favourite with many small business owners, couriers, and even tradies.
Transporter vans
Need something with a bit more loadspace? The T5 range offers room, comfort, and a whole choice when it comes to access and layouts. Rugged, reliable, and ready to hit the road when you are – the T5 is the latest in a long tradition of VW panel vans.
Crafter cab chassis
Loved by builders, adored by couriers, the Crafter cab chassis offers versatility and load capability that’s unrivalled. Choose the dual-cab version if you want to move people while you haul goods – or opt for the huge tray the single-cab version makes available.
Volkswagen - cars for personal use
No matter what type of car you’re looking to buy, VW offers a range of all sizes, shapes, and capabilities. Stylish designs and intelligent, up-to-the-minute technology mean the only thing you’ll have to miss out on is getting bored.
Polo
Small, economical, and built for fun – the VW Polo has been around in one guise or another for decades. The new models are ideal for city travel, and if you need to get around that little bit quicker – opt for the sporty Polo GTI
Golf
Another VW classic, the Golf has been around for a long, long time and is one of Europe’s favourite cars. If you want to spice up your daily drive, the Golf R will quicken your step somewhat – put 213kW of power and 380Nm of torque to the tarmac – and you’ll get there in no time. Prefer over 600 litres of luggage capacity and the freedom to depart from the beaten track at the weekend? The Golf Alltrack wagon might be just what you’re looking for.
T-Cross
If you’ve been looking for a small but beautiful SUV – look no further than the T-Cross. It has looks and brains in abundance. Packed with safety features and high on connectivity – T-Cross is a car that’s going places.
Touareg
VW’s flagship SUV is larger than life. Powerful and tough, yet looking every inch a thoroughbred, the Touareg will get you where you want to go in comfort. The top-of-the-range model offers too many features to count and comes with full-leather upholstery.
What our customers say about their finance experience
Savvy is rated 4.9 for customer satisfaction by 3947 customers.
A checklist for before you apply for Volkswagen car finance
Ensure you’re eligible
The first step you should always take before applying for car financing is to determine whether you qualify as a finance customer. Each lender differs when it comes to the specifics of their eligibility criteria; some are more welcoming of complicated credit histories than others, for instance. However, the following points are likely to apply across the board:
- Applicants must be at least 18 years of age or older
- Applicants must hold Australian citizenship, permanent residency or certain acceptable visas if you’re a non-resident
- Applicants must be earning at least $26,000 annually, all coming from a stable income source or multiple.
Work out how much you can borrow
Running the numbers on how much you’re able to borrow as part of a car finance deal is another important aspect of the process. Doing this before you apply will save you valuable time and worry about what you can afford to take on and what you’re likely to be approved for.
Based on your income and expenses, we can run a calculation on the amount you’re likely to be approved for on a car loan, so your consultant will let you know if you can afford more or less than the amount you were originally looking for.
Find the type of car you’re after
It’s useful to have an idea of the type of car you want before submitting your application. If you simply enter the process with just “Volkswagen” in mind, you’re less likely to accurately find the specific model that you want and need.
As such, it’s important to do your research and assess your individual needs when it comes to your chosen model. If you’re single, for instance, you might only want a Polo, while a business that needs to ferry around machinery or equipment is likely to look more towards a Transporter van.
Review your credit report
Your credit rating and history will also have a significant bearing on the success of your application, so you should always know your personal situation before applying. This file records all instances of your servicing of debt over the past few years, such as bill and other loan payments.
Your consultant reviews your file in the application process also. We do this to gain an understanding of you as a borrower and assess the types of loans you’re likely to be approved for. This also gives you the opportunity to review it yourself and correct any errors that may be present on the file.
Sort out your documents
Finally, having your documents ready is a great way to avoid having your car loan held up. If you want to have it processed as quickly as possible, submitting all of the right documents at the right time is a great way to help it along the way. Your consultant will advise you as to what you need to send through, which will consist of the following:
- Your last two payslips (90 days of bank statements may be requested depending on the lender)
- Your driver’s licence or passport
- A Savvy application form
- A signed consent form and credit guide
