7-Year Car Loan

Stretching a car loan out to seven years in length is one of the most effective methods to make your monthly instalments more affordable. At Savvy, we’re partnered with a range of lenders who allow you to choose a loan term of seven years. We’re dedicated to helping you find the best loan available for […]

What Is a Guarantor on a Car Loan?

Thinking about buying a car but worried your circumstances might hold you back? A guarantor could be the key to unlocking your dream car. But what exactly is a guarantor and how can they help you secure a car loan? This comprehensive guide from Savvy will delve into everything you need to know about guarantors, […]

Discharged bankrupt car loans

Bad credit car loan experts Don’t let bad credit hold you back. We help you drive your car sooner Finance to suit your needs There are some things that are simply out of your control. No one plans on being bankrupt. This can be disheartening when you are looking for finance for a car loan […]

Car Loans with Residual

Have you ever seen the terms ‘balloon’ or ‘residual payments’ when you flip through ads for a car loan? Do you know what is a balloon or residual payment is? Usually, a balloon payment can bring lower payments, so borrowers tend to overlook all the implications of car loans with a residual. If you are […]

Low Doc Car Loans

A low doc, or self-declaration, car loan is functionally the same as a standard full doc commercial product. However, it’s designed for applicants who can’t supply their last two years’ worth of completed tax returns, such as self-employed individuals and sole traders. Because of the increased risk associated with lending to someone without a conventional […]

Fixed Rate Car Loan

If you’re looking for a car loan, you would’ve come across fixed rate car loans while navigating the market. When applying for financing, a fixed rate helps you keep your interest at the same level throughout your loan term. A fixed rate car loan comes with a predetermined interest rate which is locked in for […]

Student Car Loans

For many students, owning a car is essential for balancing studies, work and social life. But how easy is it to get approved for a car loan when you’re still studying? You can get a car loan as a student, though there aren’t specific loans designed for students – you’ll need to apply for a […]

Fully Maintained Novated Lease

If your employer offers salary packaging, you might be able to obtain a car while saving big on tax. A fully maintained novated lease allows you to bundle all the significant annual costs of motoring into one affordable monthly payment and pay out of your pre-tax wages. However, it can be difficult to know where […]

Rent-to-Own Cars

Rent-to-own cars, also known as rent-to-buy, provide an alternative path to vehicle ownership for those who may struggle to secure traditional car finance. As the name suggests, rent-to-own allows you to rent a vehicle and then buy it at the end of the agreement. Unlike a traditional car rental, where you hire the car for […]

Novated Lease Pros and Cons

Novated leasing is a unique way of financing your new or used car which can provide a wide range of benefits. However, before you sign on the dotted line, it’s important to understand the pros and cons of a novated lease to help you determine whether it’s worth it for you. Learn all about the […]

Car Loans for Casual Workers

Car loan options for casual workers Car loans for casual workers are becoming more common in Australia. More than two million Australian workers are considered casual. Generally, a casual worker is defined as an employee that works on an “as-needed” basis. More specifically, a casual employee works non-guaranteed (and often irregular) hours and has no […]

Car Loans with Unpaid Defaults

If you’ve been rejected from obtaining car finance due to a poor credit history, there may be more to the story. Did you know unpaid defaults could lurk on your credit history without you even knowing it? Some large corporate businesses can tarnish an otherwise good record if you’ve ever defaulted. These defaults can range […]