Novated Lease vs Car Loan
When it comes to financing your car, two of the most popular options are novated leasing and car loans. Before you make up your mind, though, it’s essential to understand how each one works and what its benefits are. We’ll walk you through the pros and cons of each option to help you work out […]
Novated Leasing
Looking for a tax-effective way to purchase a vehicle? A novated lease could be the solution you’re looking for. By arranging for your car to be leased through your employer, you can take advantage of a range of financial benefits, as well as enjoy using your vehicle with added convenience. What is novated leasing and […]
Car Broker
A car broker – not to be confused with a car finance broker – acts as a middleman between you and car dealerships, helping you navigate the process of buying a new or used car. Their goal is to get you the best possible deal by leveraging their connections and expertise. Here’s how car brokers […]
Dealer Finance vs Car Loans
How is dealer finance different from standard car loans? Dealer finance is simply the name for the loan your dealership offers you when you buy your car. They function in pretty much the same way as any other regular car loan (secured loan, borrow lump sum, repay with interest and fees over a set period), […]
Car Loan Repayment Calculator
Before you apply for your car loan, it’s important to understand how much it might cost you. You can use Savvy’s simple car loan repayment calculator to determine what your weekly, fortnightly, monthly and overall repayments might be for any loan amount, term and interest rate. You can even compare what your savings could be based […]
Variable Rate Car Loans
Looking for a car loan with a bit of flexibility? You might’ve heard the term “variable rate car loan” in your travels when surveying the market, but it’s important to understand what they are and how they work before you sign on the dotted line. That’s where Savvy can help you out. We’re partnered with […]
7-Year Car Loan
Stretching a car loan out to seven years in length is one of the most effective methods to make your monthly instalments more affordable. At Savvy, we’re partnered with a range of lenders who allow you to choose a loan term of seven years. We’re dedicated to helping you find the best loan available for […]
Car Loans with Unpaid Defaults
If you’ve been rejected from obtaining car finance due to a poor credit history, there may be more to the story. Did you know unpaid defaults could lurk on your credit history without you even knowing it? Some large corporate businesses can tarnish an otherwise good record if you’ve ever defaulted. These defaults can range […]
ABN Car Loans
ABN or low doc business car loans provide a convenient, alternative way to apply for vehicle finance when you’re short on up-to-date financial paperwork. Many businesses and sole traders depend on finance for a variety of reasons. However, it can be more challenging to apply for a vehicle loan when your accounts or tax returns […]
Aboriginal Car Loans
Like all other Australians, Aboriginal people can apply for loans to buy a car through banks, credit unions and other lenders. However, there is no such thing as a car loan specifically for Aboriginal people. When it comes to car loans, the options available to you are no different from anyone else. These include: Secured […]
Business Car Finance
Small business, medium business, enterprises – all business can do better with lower rates on car finance and more freedom to choose. Savvy gives you the options to make the most of your investment in vehicles. We offer a range of car loan and lease products tailored to suit your companies needs. What is business […]
What is a Car Finance Broker?
A car finance broker is an accredited individual or company that acts as a middleman between you (the borrower) and your lender (such as a bank or online provider). Their job is to help you find the best car loan that suits your needs. With access to a wide range of loan options from their partnered […]
