Classic Car Loans
Buying a classic car is the dream for many drivers across Australia, but they aren’t usually eligible for standard car loans. That’s where Savvy comes in. We’re partnered with flexible lenders who can accept vintage models as security and offer competitive rates in the process. Whether you’re in the market for a muscle car, restored vehicle […]
Car Loan Refinance
Car loan refinancing is the process of switching your current car loan to a new one, which can either be a different or updated product with the same lender or a fresh loan with a new lender. Essentially, you’re taking out a new car loan to pay out your old one and continuing your repayments on a […]
Car Leases
A car lease is a finance product that allows businesses and individuals to use a car without owning it. Instead, the financier buys the vehicle and leases it to your business for a set term. There are three main types of car leases in Australia: Finance lease: Also known as a non-maintained lease, a finance lease […]
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Discharged bankrupt car loans
Understanding what it means to be discharged from bankruptcy will smoothen your car loan application process. This basically means you have been released from all responsibility from existing debts for a period of 12 months or more. This will allow you to apply for a discharged bankrupt car loan, or a bad credit loan even […]
Fixed Rate Car Loan
Fixed rate home loans bring with them peace of mind and easy budgeting. But if you’re looking around for a fixed rate mortgage, you may be wondering how they work, what their benefits are and how to find the best deals around. Fortunately, Savvy makes it easy to compare different home loan offers from a […]
Fixed Rate Car Loan
If you’re looking for a car loan, you would’ve come across fixed rate car loans while navigating the market. When applying for financing, a fixed rate helps you keep your interest at the same level throughout your loan term. A fixed rate car loan comes with a predetermined interest rate which is locked in for […]
Car Loan with Part IX Debt Agreement
If you feel trapped by bad debt, you may have already heard about Part IX Debt Agreements (or “Part 9 Debt Agreements.”) Taking out a Part IX Debt Agreement is seen as an alternative to declaring bankruptcy. These agreements are often presented as a debt consolidation product, offering an “easy way out” and “one easy […]
Low Doc Car Loans
A low doc, or self-declaration, car loan is functionally the same as a standard full doc commercial product. However, it’s designed for applicants who can’t supply their last two years’ worth of completed tax returns, such as self-employed individuals and sole traders. Because of the increased risk associated with lending to someone without a conventional […]
Student Car Loans
For many students, owning a car is essential for balancing studies, work and social life. But how easy is it to get approved for a car loan when you’re still studying? You can get a car loan as a student, though there aren’t specific loans designed for students – you’ll need to apply for a […]
How to Get a Car Loan: Explained
How to get a car loan with Savvy: the step-by-step process Fill out our simple online application form: first and foremost, tell us about the size of the loan and how many years you’re after. We’ll then ask you some information about yourself, including your income, residency, employment and credit score. Verify your account: to […]
Salary Sacrifice To Buy A Car
Salary packaging, also referred to as salary sacrifice, is a popular employee benefit scheme in Australia that allows employees to receive certain components of their salary in the form of non-cash benefits, such as cars, laptops or additional superannuation contributions. One of the most common forms of salary packaging is novated leasing, which allows employees […]
