Bad Credit Personal Loans
Bad credit? Don’t sweat it If you’re saddled with a bad credit score, it’s important to know that you’re far from alone: hundreds of thousands of Australians find themselves in that very position. While it hasn’t always been the case, there are more specialist lending options today than ever before when it comes to financing […]
First Home Buyers
Buying your first home will probably be the biggest purchase you’ve made in your life to date. Therefore, it’s important to be across as much as you possibly can regarding home loans and the numerous types of assistance offered to first home buyers. Savvy can help you with valuable home loan information and, when you’re […]
Hire purchase
A hire purchase is a flexible and cash flow neutral finance solution for business looking to eventually own cars, equipment, or long-term assets. Repayments can be tailored to your business cycle. You can reduce repayments using a balloon payment (residual value) payment, due at the end of the loan term. A hire purchase doesn’t require […]
Chattel Mortgage
A chattel mortgage is a type of loan that allows you to purchase a commercial asset. This can include cars, commercial vehicles like vans, buses, trucks and tractors and specialised equipment, though motor vehicles are the most common use for these loans. If you’re in the market for a vehicle or equipment for your business, […]
Bad Credit Car Loans
If you’ve been turned down for a car loan or are worried your low credit score will prevent you from getting one, a bad credit car loan can offer you a second chance at finance. These loans work in the same way as a standard car loan but are tailored to borrowers with a poor […]
Business Loan Repayment Calculator
Calculate your business loan repayments Need to cover business expenses? Taking out a loan is one of the simplest most common ways to do it. However, it’s important to know what each loan may end up costing in the long-term, which is where you can use Savvy’s business loan calculator. Our handy tool will give […]
Car Loans on Centrelink
You may be able to get a car loan if you receive a pension or benefits from Centrelink, even if it’s your sole source of income. If you meet all your lender’s criteria, you can still be approved. Find out more about the requirements for these loans and, if you’re ready to buy, apply for […]
Business Line of Credit Loans
A line of credit is a type of business finance that allows you to borrow funds in smaller chunks as you need them. You’ll be approved to borrow up to a set limit, meaning you can withdraw funds up to that limit at any time without seeking approval. For instance, if your limit was $200,000, […]
Rent-to-Own Cars Sydney
Rent to Own cars are a great alternative for people with bad credit or have trouble gaining car loan approval due to their situation to own their own vehicle. Rent to own does not involve credit checks and is not a type of loan. Unlike traditional car rental, each rental payment you make helps you […]
Low Doc Business Loans
A low doc business loan (short for “low documentation”) is a type of loan designed for businesses that don’t have the extensive financial records typically required for traditional business loans. Unlike standard business loans, which often require two years of tax returns and business financials, low doc loans are structured with more flexible documentation requirements. […]
Unsecured Business Loans
Unsecured business loans are flexible loans that don’t require you to put up an asset as collateral, making them more widely available to businesses of all sizes. They’re designed to be used for a variety of different purposes, rather than buying a specific asset (like a chattel mortgage to buy a car or equipment, for […]
Agriculture Finance
Flexible agricultural loans and leases tailored to you Agriculture finance is simply the blanket term for a range of different products that can help you access the assets your agribusiness needs. When it comes to financing purchases for your business through Savvy, you’ll have a few different options to choose from, all of which require […]
