Trauma Insurance
Trauma cover is a type of life insurance which can offer cover if you fall critically ill or suffer from a significant injury. It can be suitable for more immediate incidents or diagnoses, but also for longer-term conditions such as Alzheimer’s disease or Parkinson’s disease. If your condition is deemed claimable by your insurer, you […]
Can You Take Out More Than One Life Insurance Policy?
Yes – it’s possible to buy more than one life insurance policy in Australia, provided you meet the terms and conditions of each. In fact, many people choose to have multiple policies to ensure they have enough coverage to meet their needs. This approach can be referred to as “stacking” policies. However, there are some […]
How to Find Out if Someone Has Life Insurance Australia
If you’re trying to find out if someone has life insurance in Australia, there are a few ways to go about it. Perhaps you’re an executor of a will, or you suspect that a loved one may have had a life insurance policy but didn’t leave any documentation. Whatever your reason, knowing how to find […]
Life Insurance Surrender Value
A life insurance surrender value refers to the amount of money you could get if you decided to surrender your whole life insurance policy before it matured or before you passed away. Essentially, it was the cash value of your policy. The surrender value is calculated based on several factors, including the amount of money […]
Whole Life Insurance
Whole life insurance was a type of policy which covered you for your entire life (or as long as you continued to pay your premiums). However, such policies are no longer available in Australia. These were common around the country between the 1940s and 1980s until the Federal Government (under former Prime Minister Paul Keating) […]
Income Protection Insurance
Taking out income protection insurance can be a great way to get back on your feet financially after an injury or illness keeps you off of work for a while. However, finding a policy that’s just right for you can take time and effort when there’s a wide range of options available. That’s where Savvy […]
Extras Only Cover
Extras cover is an important type of private health insurance. It covers many preventative and non-hospital types of treatment which are provided to millions of Australians every year. Having the right extras cover could save you a significant amount of money, which is why it’s important to compare policies carefully to find a deal that offers […]
Overseas Visitors Health Cover
Overseas Visitors Health Cover (OVHC) is a type of health insurance policy designed for international visitors to Australia. It can provide cover for a range of medical expenses, hospital treatments and ambulance services while you’re living in Australia and is a requirement as part of most visas. Because of this, it’s important to take the […]
Family Health Insurance
You’d do anything for your family, right? That means finding the right health cover at the right price for your partner and kids is one of the most important decisions you can make. You can compare a range of competitive offers for family health insurance from a panel of Australia’s leading providers with Savvy. Simply […]
Caravan Loan Repayment Calculator
How do caravan loans work? A loan to buy a caravan works in much the same way as a car loan. Here are the key points: Choose between a new or used model (make sure it meets your lender’s criteria) Borrow up to 100% of your caravan’s purchase price (subject to your borrowing power) You’ll […]
Motorbike Loan Repayment Calculator
How do motorbike loans work? Motorbike loans are a pretty simple product, working in much the same way as a car loan. Here are the key points you’ll need to know: Loans are secured by your motorbike, meaning it’ll have to satisfy lender criteria related to age, condition and model Borrow from $5,001 up to […]
Luxury Car Insurance
Luxury car insurance generally functions similarly to standard car insurance policies. In most cases, luxury vehicles can be insured under standard policies provided by various insurance providers. However, there are some specialist insurers who offer policies tailored to the unique needs of luxury or prestige vehicles. These specialised policies may offer additional coverage options and […]
