Car Loans with Residual

Have you ever seen the terms ‘balloon’ or ‘residual payments’ when you flip through ads for a car loan? Do you know what is a balloon or residual payment is? Usually, a balloon payment can bring lower payments, so borrowers tend to overlook all the implications of car loans with a residual. If you are […]

Low Doc Car Loans

A low doc, or self-declaration, car loan is functionally the same as a standard full doc commercial product. However, it’s designed for applicants who can’t supply their last two years’ worth of completed tax returns, such as self-employed individuals and sole traders. Because of the increased risk associated with lending to someone without a conventional […]

Operating Lease

An operating lease is, as the name suggests, a type of lease designed to help businesses gain access to commercial assets like vehicles. Whether you’re leasing a car for your small business or a fleet of trucks, you can apply with Savvy today and we’ll help you find the best deal available for your company! […]

Fixed Rate Car Loan

If you’re looking for a car loan, you would’ve come across fixed rate car loans while navigating the market. When applying for financing, a fixed rate helps you keep your interest at the same level throughout your loan term. A fixed rate car loan comes with a predetermined interest rate which is locked in for […]

Student Car Loans

For many students, owning a car is essential for balancing studies, work and social life. But how easy is it to get approved for a car loan when you’re still studying? You can get a car loan as a student, though there aren’t specific loans designed for students – you’ll need to apply for a […]

Fully Maintained Novated Lease

If your employer offers salary packaging, you might be able to obtain a car while saving big on tax. A fully maintained novated lease allows you to bundle all the significant annual costs of motoring into one affordable monthly payment and pay out of your pre-tax wages. However, it can be difficult to know where […]

Rent-to-Own Cars

Rent-to-own cars, also known as rent-to-buy, provide an alternative path to vehicle ownership for those who may struggle to secure traditional car finance. As the name suggests, rent-to-own allows you to rent a vehicle and then buy it at the end of the agreement. Unlike a traditional car rental, where you hire the car for […]

Car Loans for Casual Workers

Car loan options for casual workers Car loans for casual workers are becoming more common in Australia. More than two million Australian workers are considered casual. Generally, a casual worker is defined as an employee that works on an “as-needed” basis. More specifically, a casual employee works non-guaranteed (and often irregular) hours and has no […]

Can I Get a Car Loan with No Credit Check?

Millions of Australians use car loans to help them finance their vehicle purchase, but if your credit score isn’t the best, it might seem like there aren’t any options open to you. All reputable lenders will conduct credit checks, so there’s no way around it. The good news, however, is that having bad credit won’t […]

What is a Car Finance Broker?

A car finance broker is an accredited individual or company that acts as a middleman between you (the borrower) and your lender (such as a bank or online provider). Their job is to help you find the best car loan that suits your needs. With access to a wide range of loan options from their partnered […]

Business Car Finance

Small business, medium business, enterprises – all business can do better with lower rates on car finance and more freedom to choose. Savvy gives you the options to make the most of your investment in vehicles. We offer a range of car loan and lease products tailored to suit your companies needs. What is business […]

Low Income Car Loans

Just because you’re on a low income doesn’t mean you can’t finance the new or used car you’re looking for. There are plenty of lenders out there who specialise in helping low income earners buy their next vehicle, which is where Savvy comes in. You can apply for a car loan with us today and […]