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02 September 2025
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How to apply for your car loan with Savvy

Applying for a car loan with us is straightforward.

1

Fill out our online form

Tell us a bit about yourself and your situation so we can get started.

2

Chat with your broker

Your broker will contact you and walk you through your options.

3

Submit your application

Complete your documents and submit your formal loan application.

Easy as 1. 2. 3. Get approved today!
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Buying a car is the most common use of personal fixed term loans funds approved in Australia, according to the Australian Bureau of Statistics (ABS). In 2024 alone, Aussies took out $17.69 billion in loans for the purchase of a road vehicle. The most recent quarter, March 2025, was the second highest ever for total road vehicle loans value at $4.63 billion.

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Phil Goedecke - Savvy Car Loans Expert

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Phil Goedecke, Savvy Car Loans Expert
Phil Goedecke - Savvy Car Loans Expert
Phil Goedecke
Savvy Car Loans Expert

What our customers say about their finance experience

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5/5
Personal Service
The service provided was excellent, helpful and it was very quick and easy to receive support and service due to clear, transparent and constant communication.
 
5/5
Love their hard work and organisation skill to get BYO novated Lease moving
The put their heart into getting the work done. They work hard. Work during hour and after hour They try their best to help. Manage to get 1k off from dealer for my car that I cant get anymore discount Found a financier with reasonable interest rate. (Pepper Money) 8.5% for novated lease Got the delivery and transfer of registration done seamlessly. Process would be faster if they know more about SA health required documents and contact details for leasing purpose Would recommend Andrian Taylor
 
5/5
Amzing
Amazing service! Ali is the best at what he does. Ali is so efficient and gets the job done with the best result for his customers. I cant recommend him enough for all your financial needs.
 
5/5
Customer Feedback
John was amazing to deal with
 
5/5
Excellent
Responsive, accurate and easy to deal with
 
5/5
Customer Feedback
Juanita was extremely helpful throughout the whole process I will be recommending to anyone looking for finance I will be using savvy again next time I need finance
 
5/5
Outstanding
Excellent knowledge and service went above and beyond This was one of the best experiences I have had in gaining finance
 
5/5
Crystal from Savvy put me into a brand new car successfully.
The service was great. Crystal really helped me a lot in cracking almost an impossible deal. I almost lost hope for owning a brand new car but Crystal made it possible. She is very professional, experienced and care about her clients. I very much recommend Crystal from Savvy .
 
5/5
Hassle free
Prompt service with quick response. Very easy to deal with.
 
5/5
Great hassle free service
Great communication Low hassle way to get a good loan Loan went through with no issues
 
5/5
Customer Feedback
Ruben was so helpful and made the process easier. Even when I was feeling very nervous with the loan. I would recommend Savvy to anyone.
 
5/5
Customer Feedback
It was quick and easy definitely would recommend t
 

Savvy is rated 4.9 for customer satisfaction by 4827 customers.
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