What Is A Co-Payment In Health Insurance?

A man lying in a hospital bed being treated by a doctor

In Australia, the term ‘co-payment’ is commonly used in the context of health insurance and Medicare, but not everyone knows what this term actually means.  In simple terms, a co-payment is an additional out-of-pocket payment which is required before you can make a claim on your hospital cover policy.  Savvy can help you unravel the […]

Can You Take Out More Than One Life Insurance Policy?

Life Insurance Banner - Couple looking at life insurance policies on a tablet together

If you’re considering taking out a life insurance policy, you may be wondering if it’s possible to take out more than one policy. The short answer is yes, you can have multiple life insurance policies in Australia. However, there are some things to consider before doing so. You can explore how to buy multiple life […]

How to Find Out if Someone Has Life Insurance Australia

Life Insurance Banner - Close up of a woman on her laptop next to the kitchen

If you’re trying to find out if someone has life insurance in Australia, there are a few ways to go about it. Perhaps you’re an executor of a will, or you suspect that a loved one may have had a life insurance policy but didn’t leave any documentation. Whatever your reason, knowing how to find […]

Private Health Insurance vs. Medicare 

Health Insurance Banner - Young woman undergoing laser eye surgery

As an Australian, it’s important to understand the differences between private health insurance and Medicare. While both provide health coverage, they also have distinct differences that can impact your healthcare costs and access to services. If you’re unsure about how these two types of health cover differ, you can explore the benefits, inclusions and costs […]

Life Insurance vs. Health Insurance

Life Insurance Banner - Young woman driving a car

There are many different insurance options available for you and your family to help cover you for a range of potential events. The two main choices Australians have for personal cover are life insurance and health insurance, and while they’re both important and each has a range of advantages, it’s worth understanding how they work […]

Life Insurance Surrender Value

Life Insurance Banner - Woman sitting on the couch on her laptop with her dog

A life insurance surrender value refers to the amount of money you could get if you decided to surrender your whole life insurance policy before it matured or before you passed away. Essentially, it was the cash value of your policy. The surrender value is calculated based on several factors, including the amount of money […]

Health Insurance For 870 Visa

health insurance banner senior parents

Are you considering sponsoring your parents for a visit to Australia on an 870 visa? If so, you’ll need to buy health insurance to comply with your visa conditions. Savvy can help you compare your options and find health insurance coverage suitable for your needs.  By comparing with us, you can receive a range of […]

Silver Health Insurance

Are you wondering if a silver health insurance policy is the right level of health insurance for your needs? It may offer the best health insurance cover available in Australia to a wide range of people, but it’s worth comparing different policies to help you determine which is most suitable for your personal needs. You […]

Customised Health Insurance

Health Insurance Banner - Young woman sitting at her desk looking at customised health insurance on her laptop

We all like to be able to choose how we spend our money, and when it comes to health insurance this is particularly important, as our health needs are all so different! Some private health cover policies now let you customise and decide how to spend your benefit allowance, giving you more flexibility and choice.  […]

Health Insurance With Gym Membership

Gym equipment finance

Are you looking to squeeze the most benefits from your private health insurance, including a gym membership? There are many great deals available from health funds these days, including numerous wellbeing benefits such as subsidised memberships or yoga or pilates classes.  Compare a range of extras health insurance policies that may include positive health and […]

Health Insurance For Under 30s

You may have been covered under a family health insurance policy for most of your life, but are now looking for your own health cover. If so, you can compare options for health insurance as a young person aged under 30 here through Savvy.  You can consider different policies available from a panel of leading […]

Mental Health Insurance

More than two in five Australians experience a mental health issue in their life, according to the latest figures from the Australian Bureau of Statistics. The National Study of Mental Health and Wellbeing found that during the height of the COVID-19 pandemic, 21.4% of Australians had experienced a mental health disorder in the previous 12 […]

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