Invoice Financing

Invoice financing helps businesses make predictable moves and better decisions. You can free up access of capital by providing up to 85% of the value of unpaid invoices on the spot, instead of when terms are due. This gives small businesses the peace of mind and cash flow to help them manage their day-to-day expenses, payroll, or bankroll inventory. You can finance invoices ranging from $10,000 up to $1 million.

WHAT OUR CUSTOMERS SAY ABOUT THEIR FINANCE EXPERIENCE

5/5

Fast, efficient, and effective communication throughout the process

Sam always provides fast and efficient service. Sam goes over and beyond at all times, while providing effective communication throughout the whole process until settlement is completed. I highly recommend Sam and his service he provides.
 

Jack Wright

5/5

Customer Feedback

Juanita was very fast and effective. She was also quite professional and friendly
 

Rosslyn Madere

5/5

: “Vas Is a Finance Wizard – Got Me an Unbeatable Car Loan Deal!”

I can’t recommend Vas highly enough! As a finance professional, he went above and beyond to secure me an incredible deal on my car loan. From our first conversation, he was friendly, professional, and completely transparent about the process. He took the time to explain all my options in clear terms and made sure I felt confident every step of the way. Thanks to Vas’s dedication and expertise, I ended up with a loan that had a much better interest rate than I expected and terms that suited my budget perfectly. What really stood out was how proactive he was—constantly checking in, answering my (many!) questions with patience, and pushing to get me the best outcome possible. If you’re looking for someone who truly has your best financial interests at heart, Vas is your guy. He made what could have been a stressful experience feel easy and even enjoyable. Five stars all the way! ⭐⭐⭐⭐⭐
 

Helen Woods

5/5

Perfectly easy.

Phil has been easy to deal two times now and listens to your needs. Very friendly and easy to deal with.
 

James Mackie

5/5

Great service, they go the extra mile, very happy reducing my interest 🙂

I was so impressed with the service and very grateful for all the help in reducing my interest on the current debt I have. Lesley was extra helpful and went the distance to work with me. He was amazing.
 

Melissa Lazzarini

5/5

Great experience

Easy to deal with, transparent and thorough. The whole process was very professional.
 

Anonymous

5/5

Customer Feedback

Best financial service
 

Mohammadali Farrokh Soloughani

5/5

Car loan

Damien provided fantastic service, everything was processed quickly and smoothly with no problems he also helps with organising insurance so everything was all completed prior to picking up our car. Thank you so much for the excellent service Damien.
 

Raymond Kotz

5/5

Great service

I looked online for car finance and found savvy and they were very prompt in returning my call My consultant was great and was very helpful I highly recommend them
 

Susan Brown

5/5

Great customer service

Jack was a pleasure to work with. Constantly updated me with all the info and made it a great experience
 

Anonymous

5/5

Customer Feedback

Great help made the process quick and easy
 

David Johnson

5/5

Claire - The Super Finance Consultant

I dealt with Claire who was super helpful and informative. She took the time to understand what was important to me and found a provider who fit the bill. Super grateful for her patience and diligence and would happily recommend her.
 

Jase S

Savvy is rated 4.9 for customer satisfaction by 6323 customers.

Types of business finance

Unsecured business loans

The most common type of business finance, unsecured loans enable businesses to access the funds they need without using an asset as security.

Small business loans

If you're operating a small business and need a boost, you may be able to take out a loan starting from as little as $5,000 and unlock further capital.

Business lines of credit

A commercial line of credit allows you to draw from your loan account whenever your business needs access to their funds, instead of managing a lump sum and repaying it like a regular loan.

Business overdrafts

An overdraft facility is attached to an existing business bank account, enabling you to borrow up to a set limit after the account’s balance reaches zero.

Invoice finance

Invoice finance can either be invoice discounting or factoring, which are two different options allowing you to borrow against the value of outstanding invoices.

Chattel mortgages

If you want to buy a business vehicle or equipment, a chattel mortgage allows you to do this in much the same way as a standard car loan. Borrow up to 100% of its value and repay over one to seven years.

Finance leases

Alternatively, you might want to lease your commercial asset instead. Finance leases allow you to do so, with a residual payment at the end that allows you to buy or sell it or extend your term.

Operating leases

Operating leases are available for commercial-use road vehicles. These come without a residual, allowing you to simply hand them back to your lessor at the end of the term.

Low doc business loans

Low doc finance enables you to use alternative documentation, such as other business financials, in the application process to access the funds you need.