Bad Credit Personal Loans
Bad credit? Don’t sweat it If you’re saddled with a bad credit score, it’s important to know that you’re far from alone: hundreds of thousands of Australians find themselves in that very position. While it hasn’t always been the case, there are more specialist lending options today than ever before when it comes to financing […]
First Home Buyers
Buying your first home will probably be the biggest purchase you’ve made in your life to date. Therefore, it’s important to be across as much as you possibly can regarding home loans and the numerous types of assistance offered to first home buyers. Savvy can help you with valuable home loan information and, when you’re […]
Hire purchase
A hire purchase is a flexible and cash flow neutral finance solution for business looking to eventually own cars, equipment, or long-term assets. Repayments can be tailored to your business cycle. You can reduce repayments using a balloon payment (residual value) payment, due at the end of the loan term. A hire purchase doesn’t require […]
Chattel Mortgage
A chattel mortgage is a type of loan that allows you to purchase an asset for business purposes. This can include cars, vehicles like vans, buses, trucks and tractors and other specialised commercial equipment. However, motor vehicles are the most common use for these loans. How do chattel mortgages work? Chattel mortgages work in a […]
Compare Bad Credit Car Loans
A car shouldn’t be out of reach just because your credit isn’t where you’d like it to be. A bad credit car loan offers a way forward, helping you buy the vehicle you need with repayments that suit your situation. These loans work much like standard car loans but are tailored for borrowers with past […]
Business Loan Repayment Calculator
Calculate your business loan repayments How to use Savvy’s business loan repayment calculator Crunching the numbers on your repayments is easy with Savvy’s business loan calculator. Simply follow these steps: Enter your desired loan amount (up to $300,000 for unsecured business loans or $5,000,000 for secured) Select a loan term between one and seven years Enter the […]
Car Loans on Centrelink
You may be able to get a car loan if you receive a pension or benefits from Centrelink, even if it’s your sole source of income. If you meet all your lender’s criteria, you can still be approved. Find out more about the requirements for these loans and, if you’re ready to buy, apply for […]
Business Line of Credit Loans
A line of credit is a type of business finance that allows you to borrow funds in smaller chunks as you need them. You’ll be approved to borrow up to a set limit, meaning you can withdraw funds up to that limit at any time without seeking approval. For instance, if your limit was $200,000, […]
Rent-to-Own Cars Sydney
Rent to Own cars are a great alternative for people with bad credit or have trouble gaining car loan approval due to their situation to own their own vehicle. Rent to own does not involve credit checks and is not a type of loan. Unlike traditional car rental, each rental payment you make helps you […]
Low Doc Business Loans
A low doc (low documentation) business loan is designed for businesses that don’t have the full set of financial records typically required for traditional loans. This type of finance can be ideal for: Self-employed individuals who may not have detailed tax or reporting documents Startups that are still building their financial track record Small business […]
Unsecured Business Loans
Unsecured business loans are flexible loans that don’t require you to put up an asset as collateral, making them more widely available to businesses of all sizes. They’re designed to be used for a variety of different purposes, rather than buying a specific asset (like a chattel mortgage to buy a car or equipment, for […]
Agriculture Finance
Agriculture in Australia is big business, worth over $82 billion in 2024–25 and growing. However, to keep operations running smoothly, farmers often need flexible finance. Whether upgrading machinery, buying livestock or expanding, the right agricultural loan can help businesses stay productive and prepared for whatever the season brings. What is agricultural finance? Agricultural finance refers […]
