Written by A car broker – not to be confused with a car finance broker – acts as a middleman between you and car dealerships, helping you navigate the process of buying a new or used car. Their goal is to get you the best possible deal by leveraging their connections and expertise.
Here's how car brokers can assist you:
- Find the right car: they can search their network of dealerships to find the car make and model you’re after (or the next best thing). Alternatively, if you aren’t sure which model to buy, they can present a range of potential options based on your preferences and budget.
- Arrange for test drives: if they find a suitable car in your city or state, they can set up a test drive for you with the dealership.
- Negotiate the price: car brokers have experience negotiating with dealerships and may be able to get you a lower price than you could on your own.
- Throw in added extras: alongside their bargaining on price, brokers can work towards including a range of optional extras in your agreement, including extended warranties, window tinting and more.
- Handle paperwork: they can help you with the paperwork involved in buying a car, such as the sales contract.
- Have the car delivered to you: if the car you’re buying is located interstate or a fair way from home, your car broker can organise the delivery of the vehicle to you, in some cases to your door.
When you apply with Savvy, we can handle both the car broking and car financing for you. We’re partnered with more than 40 lenders in addition to our in-house broker service, so we offer the complete package to those looking to buy their next car. We can drive down prices on new cars thanks to our fleet purchasing power and relationships with dealerships across the country, allowing you to buy your next car with confidence.
Can a car broker help me with a trade-in?
Yes – brokers can help you trade in your current car in the process of finding the best deal to purchase your new one. They can obtain and compare offers for your trade-in car from their dealership network, which will help inform your choice of dealer.
If you wish to trade in your car as part of your purchase, you can speak with one of Savvy’s friendly consultants, who’ll work with our broker team to find the best solution available for your situation.
How much does a car broker cost?
Car brokers often charge a fee for their services, which can range from as little as $150 to $1,000 or more depending on the broker and the vehicle you purchase. In many cases, you won’t be required to pay this fee directly; instead, it may be included in the purchase price of the vehicle and passed on from the dealer to the broker once the sale is finalised.
Rather than charge you for their service, brokers will typically charge dealerships a commission for referring you to them. The dealer will then pass this onto the customer in the purchase agreement.
What are the pros and cons using a car broker?​
The five-step car buying process
Fill out a vehicle order form
The first step is to fill out your vehicle order form, detailing your preferences and requirements. There’s no restrictions and we can easily find your dream car, 4X4, SUV, or light commercial vehicle. Just curious? Click below for a free, no obligation quote.
We tender out your order
We send your order out to our nationwide network of trusted dealer partners that are eager to offer fleet discounts on their vehicles. We tender out your request to some of Australia and the world’s most popular manufacturers such as Holden, Ford, Toyota, Nissan, Mazda, Honda, and Jeep, plus luxury marques from Europe and Japan.
Dealers fight for your business
Each dealer puts in their bid to win your business. They all know the bigger discount they can offer, the more business they can win. That all means bigger savings for you.
The cheapest quote wins
In a matter of days, we present the cheapest quote that matches your criteria. You select the one that’s right for you.
We arrange delivery or pickup
Once you’ve signed the paperwork and arranged finance, we arrange delivery of the car to your door or you can pick up the car direct from the dealer.
Common car broking questions​
What is car broking?
Car broking is a service in which a buyer contacts a car broker to help secure a car on their behalf at a discount compared to buying off the lot. A car broker uses their links with many dealers and bulk purchasing power to find a car of the buyer’s choosing. The broker then negotiates the deal and arranges delivery of the car on the buyer’s behalf.
Do I have to arrange finance myself?
You can arrange your own finance by paying in cash or EFT; but as Savvy is one of Australia’s trusted car loan brokers, you can apply for finance alongside your car order to make the entire transaction seamless.
I need a car for business, can I use this service?
Yes. You may be able to finance the car with a chattel mortgage, hire purchase, or operating lease instead of a consumer loan.
Can I test drive the car before I buy?
Yes, though conditions may apply. It’s best to test drive a car you would like to own before submitting your vehicle order form.
What types of car can I get?
You can choose any car you like – hatches, sedans, mid-size cars, coupes, SUVs, 4x4s, utes, and many others.
Do I have to negotiate with the dealer?
No. We tender out your order to a network of dealerships that all submit bids for your business. This bargaining process ensures you can select the lowest price from what’s on offer.
Can I get a novated lease through this arrangement?
Yes, we can find a car through a novated lease agreement between you, your employer, and a financier. Ask a consultant for more information.
I want to buy a used car. Is this possible?
Yes – we can source quality used and certified used cars through our extensive dealer network. Simply notify your broker when filling out your order form.
Can I get a quote before I apply?
Yes, you can get a free, no-obligation quote before applying. Click below for more.
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