Hire purchase
A hire purchase is a flexible and cash flow neutral finance solution for business looking to eventually own cars, equipment, or long-term assets. Repayments can be tailored to your business cycle. You can reduce repayments using a balloon payment (residual value) payment, due at the end of the loan term. A hire purchase doesn’t require […]
Bad Credit Car Loans
If you’ve been turned down for a car loan or are worried your low credit score will prevent you from getting one, a bad credit car loan can offer you a second chance at finance. These loans work in the same way as a standard car loan but are tailored to borrowers with a poor […]
Car Loans on Centrelink
You may be able to get a car loan if you receive a pension or benefits from Centrelink, even if it’s your sole source of income. If you meet all your lender’s criteria, you can still be approved. Find out more about the requirements for these loans and, if you’re ready to buy, apply for […]
Rent to Own Trucks
Starting a business can be a catch-22 situation. It’s hard work – you can’t build a good business credit history without taking on some credit, and you can’t take on some credit without having a good business credit history. Rent-to-own truck agreements offer a solution and give you the option to reassess your situation as […]
Compare Green Car Loans
Green car loans are a type of secured car loan designed to help you buy an environmentally friendly car, such as an EV or hybrid vehicle. They work much the same way as any other secured car loan, where the vehicle acts as security for the loan. However, the key difference is that green car loans […]
Car Leases Test
A car lease is a finance product that allows businesses and individuals to use a car without owning it. Instead, the financier buys the vehicle and leases it to your business for a set term. There are three main types of car leases in Australia: Finance lease: Also known as a non-maintained lease, a finance […]
Car Loan Balloon Payments
A balloon payment, also known as a residual payment, is a lump sum you can pay at the end of your car loan term. Adding a balloon payment helps you reduce your ongoing car loan instalments, but it also impacts the overall cost of your loan. Although these are mandatory on novated leases and commercial […]
Car Loans for Casual Workers
Being a casual worker doesn’t automatically mean you can’t get a car loan. After all, around one in five Australians consider their employment to be casual, according to the Australian Bureau of Statistics. The reality is that there are more lenders than you’d think that are willing to work with people in your boat. For […]
Low Income Car Loans
Just because you’re on a low income doesn’t mean you can’t finance the new or used car you’re looking for. There are plenty of lenders out there who specialise in helping low income earners buy their next vehicle, which is where Savvy comes in. You can apply for a car loan with us today and […]
Car Allowances Explained: 2025
Car allowances are a perk offered by some Australian employers, giving employees a helping hand with their car expenses. From buying a brand-new vehicle to helping them cover the cost of using their existing one, car allowances come in all shapes and sizes. Here’s what you need to know about them to help you maximise […]
Can I Get a Car Loan with No Credit Check?
Millions of Australians use car loans to help them finance their vehicle purchase, but if your credit score isn’t the best, it might seem like there aren’t any options open to you. All reputable lenders will conduct credit checks, so there’s no way around it. The good news, however, is that having bad credit won’t […]
No-Deposit Car Loans
If you’re in the market for your next car, it’s important to know that there are finance options available that don’t require you to pay a deposit. Savvy has helped thousands of Australians finance their next car purchase with loans of up to 100% of their new or used vehicle’s value. Before you apply, though, […]
