Variable Rate Car Loans

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Variable rate car loans are a popular choice for buyers who want the potential to save if interest rates fall, while also enjoying greater flexibility around repayments. At Savvy, we work with more than 40 lenders to help you compare your options and find the right car loan for your needs. What are variable rate […]

7-Year Car Loan

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Stretching a car loan out to seven years in length is one of the most effective ways to make your monthly instalments more affordable. Compared to a loan of five years or less, you’ll have more room in your budget at the end of each month. However, before you apply for your loan and choose […]

Car Loans with Unpaid Defaults

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If you’ve been rejected from obtaining car finance due to a poor credit history, there may be more to the story. Did you know unpaid defaults could lurk on your credit history without you even knowing it? Some large corporate businesses can tarnish an otherwise good record if you’ve ever defaulted. These defaults can range […]

ABN Car Loans

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For many of the 2.6 million businesses trading in Australia (according to ABS data from 2024), having access to a car is essential. Whether it’s a little hatchback to help you visit clients or a large van to transport your equipment, they can allow you to keep the lights on. However, the length of time […]

Aboriginal Car Loans

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Like all other Australians, Aboriginal people can apply for loans to buy a car through banks, credit unions and other lenders. However, there is no such thing as a car loan specifically for Aboriginal people. When it comes to car loans, the options available to you are no different from anyone else. These include: Secured […]

Business Car Finance

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Business car finance covers a range of products designed to help businesses buy or lease vehicles for commercial use. From small operations to large enterprises, choosing the right finance option can make all the difference. At Savvy, we offer a wide range of commercial car loan and lease products tailored to suit your business needs. […]

What is a Car Finance Broker?

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A car finance broker is an accredited individual or company that acts as a middleman between you (the borrower) and your lender (such as a bank or online provider). Their job is to help you find the best car loan that suits your needs. With access to a wide range of loan options from their partnered […]

Classic Car Loans

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A classic car is the dream for many drivers across Australia, but they aren’t usually eligible for standard car loans. If you’re looking to buy a vintage, restored or collectible vehicle, a classic car loan could be the answer. At Savvy, we work with more than 40 lenders, including classic car finance specialists, to give […]

Car Loan Refinance

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Car loan refinancing is the process of switching your current car loan to a new one. This can either be a different product with the same lender or a fresh loan with a new one. Essentially, you’re taking out a new car loan to pay out your old one and continuing your repayments on a […]

Car Leases

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Car leasing is a popular vehicle finance arrangement for businesses and individuals. Whether you’re a company owner who wants to turn over your commercial vehicle stocks regularly or an individual who can use one to reduce your taxable income, leasing is a cashflow-friendly way to access your new or used car. So, how do car […]

Discharged bankrupt car loans

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Understanding what it means to be discharged from bankruptcy will smoothen your car loan application process. This basically means you have been released from all responsibility from existing debts for a period of 12 months or more. This will allow you to apply for a discharged bankrupt car loan, or a bad credit loan even […]